Progressive ranks as the top overall car insurance company and finished an at the top in terms of the cheapest car insurance. In several locations, Progressive was less expensive than GEICO. Progressive quotes were sometimes over $500 cheaper per year, compared to other major car insurance companies in major cities. Those who place a high value on driver discounts and vehicle discounts will definitely want to go with Progressive as they are the industry leader in both categories. Progressive also has fantastic claims and policy management, and flawless policy coverage. The one area where they fall a little short of the competition is vehicle coverage, but it's very difficult to find any major issues here. Get Details

While Farmers Insurance did have cheaper quote prices than the top two companies in some areas, they did have higher-priced quotes in most of the locations tested. Farmers had a very high quote price in the Chicago area compared to Progressive, but they were about equal in some cities located on the West Coast. Farmers Insurance is one of the best companies for cheap car insurance because their quotes are on the lower end of the price spectrum and they offer every vehicle discount you can receive. Farmers is lacking a bit in terms of driver discounts, but they make up for it with flawless claims and policy management processes. If Farmers Insurance offered more driver discounts and had a more consistent auto insurance quote process, it's quite possible they could compete with the cheap auto insurance policies offered by the other major companies, but for now Farmers is quite a bit behind. Get Details