The 3 Best Capital One® Credit Cards
The best Capital One® credit cards are distinguished by unique offerings and competitive reward rates. Two of the best Capital One® credit cards are miles-based cards, with each card offering more than the standard one point per mile on every dollar spent. The third card utilizes a points-based rewards program that focuses on Sony electronics. Because all of the best Capital One cards have numerous positive features, choosing the right card can be challenging.
The Capital One® Venture℠ Rewards Credit Card is a solid all-around credit card and ranks at the top of the best Capital One® credit cards. Perhaps the most distinguishing feature of the Venture℠ Rewards card is the two miles earned per dollar on every purchase, every day. For those that use the card with any regularity, the two miles per dollar will quickly add up to major rewards. New cardholders will also be pleased with the 10,000 bonus miles that can be earned after spending $1,000 on purchases within the first three months of card ownership. There is also a lot of flexibility when it comes to miles redemption, as miles can be redeemed for any travel expense, and cardholders can fly on any airline, any time with no blackout dates. The annual membership fee is one of the only drawbacks of the card, though the card does offer a $0 intro for the first year. For those in the market for a strong and capable travel credit card, the Capital One® Venture℠ Rewards Card will not disappoint.
The Capital One® VentureOne℠ Rewards Card earned a spot on the list of best Capital One credit cards by offering 1.25 miles for every dollar spent. The card does not charge an annual fee, and rewards new cardholders with a one-time bonus of 10,000 after spending $1,000 on purchases within the first three months. With no foreign currency transaction fee, and the ability to fly on any airline, any time, without blackout dates, the card is great for those that like to travel. The Capital One® VentureOne℠ Rewards Card does fall a little behind some competitor cards when it comes to offering bonus rewards for common purchases, as other top cards offer double and triple points for purchases like dining, gas, and groceries. However, with a 0% introductory APR until June 2014 (11.9% – 19.9% after that), the Capital One® VentureOne℠ Rewards is still well deserving of a spot on the list of best Capital One® credit cards.
The Sony Card from Capital One® rounds off the list of best Capital One® credit cards. Offering five points on every dollar spent on Sony purchases, the card is a dream for those that love Sony electronics. The bonus points don't stop there either, as cardholders can earn three points per dollar on dining out and movie purchases, and the standard one point per dollar spent on all other purchases. When compared with some of the other rewards credit cards, the sign-up bonus of 5,000 points is small. However, the bonus is relatively easy to earn as cardholders just have to register with SonyRewards.com and make a purchase within the first ninety days of account opening. Because the Sony Card is a specialized credit card, the point redemption options are more focused on electronics. For those looking for a card with diverse point redemption options, the Sony Card may not be the right choice. However, overall the card does have some impressive offerings, and is a great choice for the right person.