The 4 Best Identity Theft Protection Services for Seniors
Identity theft among senior citizens is on the rise, so it’s more important than ever for seniors to think about investing in identity protection. When making your choice, you should not only consider the price, but also the types of protection the service offers. Seniors are at a high risk of medical ID theft, so choosing a company that monitors your medical benefits, in addition to your other personal information, is ideal. You also want to look for companies with excellent customer support to ensure a real person is available to help you with any questions or help you if you become a victim of ID fraud. The four companies listed below offer some of the best identity theft protection for seniors and make a good place to begin your search.
IdentityForce is one of the best identity theft protection services available and, accordingly, it is also one of the best ID protection services for seniors. IdentityForce monitors all your basic personal information, including your name, address, Social Security number, and bank accounts. You receive email notifications if anything changes so you’re always in the loop. If at any time you have any questions about your account or any notifications you’ve received, you can always contact IdentityForce by phone or email and one of their support representatives will help you. Fraud specialists assist you in reclaiming your identity if it is stolen by an identity thief, so you won’t have to do everything on your own. With the growing problem of medical ID fraud, IdentityForce also monitors your medical benefits to make sure they are not being used by anyone but you and your family.
If you choose to go with ProtectMyID, you’ll have all your bases covered. They monitor your credit reports and personal information to make sure nothing looks out of the ordinary. Seniors will also appreciate the fact that ProtectMyID keeps an eye on your medical benefits, since medical ID theft is becoming a widespread problem. Not only is medical ID theft illegal but it’s also potentially dangerous to your health. With this service, you’re notified if anyone tries to use your identity to get a medical procedure. ProtectMyID also has several different customer support outlets, including phone and email, so whether you just have a question or you suspect you’re the victim of identity theft, someone is always there to help you through it.
FICO Identity Ultimate provides quality identity theft protection for seniors at a very reasonable price. There’s a three-month minimum subscription, but you can test out the service for 30 days before making a purchase. FICO Identity Ultimate monitors your credit and personal information, including your name and Social Security number, to make sure your identity hasn’t been stolen. You get alerts via email letting you know of any suspicious activity so you can take immediate action. On-Call Protection Specialists help you throughout the whole process of reclaiming your identity, which helps make the whole process go much more smoothly. Another great aspect of FICO Identity Ultimate is they help reduce the amount of junk mail you receive which, apart from being annoying, can also be a source of information thieves use to steal your identity. This service isn’t offered by all identity theft protection services, so if you’re interested, FICO Identity Ultimate could be the right solution for you.
TrustedID offers quality customer support and excellent coverage of your basic personal information. The only component it doesn’t check for is unauthorized loans taken out in your name. However, it does watch out for any unauthorized use of your credit and debit cards, your Social Security number, and your name and address, among others. You also get access to your credit reports and scores. Like IdentityForce, TrustedID emails you alerts so you always know if there is anything suspicious occurring. You’re then put in contact with a fraud specialist who helps you place fraud alerts on your account and manage your case. This identity protection service is a bit more affordable than some of the others on this list, so if budget is a big concern for you, TrustedID could be a good fit.