The 4 Best Cat Insurance Providers

In order to select the best cat insurance policy, consider what types of coverage are most important to you. All the companies on this list offer excellent medical coverage for pets, but some of them also offer specialty plans that cater specifically to common cat injuries and illnesses. Others stand out by offering relatively more discounts or customization options. Whether you want wellness coverage for your cat is another thing to consider. The four companies listed here are good places to begin if you’re unsure of what type of policy is best for you and your cat.

Pets Best is one of the best places to get cat health insurance because they offer a special Feline Illness plan on top of their traditional pet insurance policies. This cat-specific plan gives $10,000 of lifetime coverage for a variety of common cat illnesses, including cancer, kidney failure, and diabetes. The Feline Illness plan is a smart choice if you want to purchase some level of protection for your cat but aren’t interested in a standard cat insurance plan. If you’re interested in taking a more traditional route, you can select from one of several accident and illness plans you can easily customize to fit your needs. You can choose from a number of deductible and copay options and add wellness coverage if you’d like. All of these plans cover all sorts of accidents and illnesses, including hereditary and congenital conditions.

For a low monthly fee, VPI’s Feline Select plan provides coverage for the 15 most common cat accidents and illnesses. This plan also covers chronic conditions your cat develops while insured, and CareGuard® wellness coverage can be added as well. For those looking for more comprehensive coverage, there are two additional plans you can choose from that offer comprehensive coverage for all types of accidents and illnesses, as opposed to just the most common ones. All of these plans allow you to visit any veterinarian of your choice and also pay for emergency and specialist visits if necessary for your cat’s health. You don’t have a copay with VPI cat insurance, though your cat must be enrolled before age 10 in order to be eligible.

Not only does Petfirst Healthcare offer some excellent cat health insurance coverage, but they also have one of the best varieties of plans to choose from. Their plans are broken down into two types: Lifetime and Standard. The Lifetime policies have annual limits while the Standard policies have per-incident limits. Every one of these plans comes with several choices for deductibles and copays, which means you shouldn’t have a problem getting a cat insurance policy at a reasonable price. Unlike the first two companies on this list, Petfirst Healthcare doesn’t offer any cat-specific plans. However, by offering solid benefits for all types of cat injuries and illnesses, you can be confident your pet is well protected.

Petplan USA offers three different cat insurance policies that cover all the basics, such as medical treatment, in addition to extras like reimbursement for a lost or stolen pet. These policies can be customized by changing the amount you pay for your pet’s vet bills and your deductible. Another reason to choose Petplan USA is that they offer some of the best cat insurance discounts in the industry, making it easy to save on your policy. Enrolling online, insuring multiple pets, and insuring a medical services cat can all help lower your monthly premium. Members of certain organizations are also eligible for discounts. Few other companies offer this many ways to save, so you’ll definitely want to consider Petplan USA if you or your cat qualifies for any of these discounts.