THE GOOD

Free bonus miles instantly:

Unlike most other rewards credit cards, when you sign up for the Alaska Airlines Visa Signature® card, you immediately receive a 25,000-mile signup bonus. Most cards don't release the bonus until you spend a certain amount of money within a given time period, so this is a great perk. The 25,000 miles is enough for a round-trip flight on Alaska Airlines in the continental U.S., Alaska, or Canada.

High mileage rewards for airfare purchases:

The Alaska Airlines card offers three miles for every dollar spent on Alaska Airlines tickets or vacation packages in addition to the standard one mile per dollar spent on everything else.

Earn more points at partner hotels and restaurants:

Your rewards-earning potential extends beyond airfare and Alaskan vacation packages. You can also earn up to five miles per dollar at partner hotels and restaurants with Mileage Plan Dining.

Receive one companion fare each year:

Every Alaska Airlines Visa Signature® cardholder will receive a companion fare that starts at around $100 each year. The airfare is a $99 base fare plus taxes and fees, which start at $22, depending on the flight you choose.

Book with partners:

A major, but often overlooked benefit of the Alaska Airlines Visa Signature® card is that Alaska Airlines has a number of airline partners that you can earn miles with. With a number of foreign and domestic partners, you should be able to find flights where you can still earn rewards, and with American Airlines and Delta flights, you can book flights using your Alaska Airlines miles.

THE BAD

No early boarding or free bags:

If you have the Alaska Airlines card, don't expect any special treatment when you board or check-in for your flight. The card won't get you any early boarding privileges like some of the other airline credit cards, and you will have to pay for any bags you want to check.

No in-flight spending bonus:

A few of the other popular airline credit cards offer bonuses for using their credit cards during a flight, which is not the case for the Alaska Airlines Visa Signature® card. Of course, you will still earn the one mile per dollar spent, but it would be nice to receive some additional miles for showing your loyalty with in-flight purchases.

THE DETAILS

Rates and Fees
Annual Fee $75
Cash Advance Fee $10 or 3% per cash advance
Cash Advance Rate (APR) 17.24% - 24.99%
Foreign Currency Transaction Fee 3% per transaction
Introductory Rate (APR) None
Standard Rate (APR) 14.24%
Penalty Fees
Default Penalty Rate (APR) Up to 29.99%
Late Payment Fee Up to $35
Minimum Interest Charge $1.50
Over-Limit Fee None
Returned Payment Fee Up to $25
Balance Transfers
Introductory Balance Transfer Rate (APR) None
Standard Balance Transfer Fee $10 or 3% per transfer
Standard Balance Transfer Rate (APR) 14.24%
Rewards
Additional Rewards for Dining None
Additional Rewards for Gas None
Additional Rewards for Groceries None
Additional Rewards for Shopping None
Additional Rewards for Travel None
Bonus Points Offered None
Rewards Earnings for All Purchases 1 mile per $1
Sign-Up Bonus 25,000 miles upon approval
Type of Reward Miles

FEATURES

Title
  • Additional 2:1 Rewards Categories The credit card offers 2:1 rewards or more for at least one additional purchase category - like dining, travel, gas, groceries, shopping, or other.

  • No Blackout Dates There are no blackout travel dates for your points, miles, or cash back rewards.

  • No Expiration Your rewards points, miles, or cash back rewards will never expire.

  • Offers Companion Reward The airline credit card offers a companion airfare reward.

  • Sign-Up Bonus The credit card offers a sign-up bonus reward.

  • Unlimited Rewards You can accumulate an unlimited amount of points, miles, or cash back rewards with your credit card.

  • 2:1 Rewards or More The credit card offers 2 Points, 2% Cash Back, or 2 Miles or more for every dollar spent.

  • Bonus Points Offered The credit card offers bonus points you can earn throughout the year.

  • 24/7 Live Service You can speak with a live representative at any time of day about your credit card.

  • Emergency Support The credit card offers emergency support.

  • Fraud Liability The credit card offers fraud liability protection.

  • Partner Point Transfer You can exchange your points for equal value with participating partners of the credit card, like hotels or airlines.

  • Purchase Security You will receive a refund for any item that a retailer doesn't accept as a return within a certain time period.

  • Early Boarding You receive priority boarding benefits as an owner of the credit card.

  • Exclusive Events You have access to exclusive events with the credit card.

  • First Bag Free Your first checked bag is free.

  • In-Flight Spending Bonus You receive a discount or additional bonus points on all in-flight expenditures.

  • Price Protection You will be reimbursed the difference of any purchase made within a certain time period if you find a lower advertised price.

  • Book in Someone Else's Name You can use your airline rewards to book a trip in someone else's name.

  • Redeem for Airline Travel Rewards can be redeemed for airline travel.

  • Redeem for Other Rewards can be redeemed for other categories, such as magazine subscriptions or charity donations.

  • Redeem Online You can redeem your points, miles, or cash back rewards online.

  • Redeem on Other Airlines Rewards can be redeemed for airline travel on other airlines.

  • Redeem for Car Rental Rewards can be redeemed for car rental.

  • Redeem for Cash Back Rewards can be redeemed as cash back or statement credit.

  • Redeem for Gift Cards Rewards can be redeemed for gift cards.

  • Redeem for Hotel Rewards can be redeemed for hotel stays.

  • Redeem for Merchandise Rewards can be redeemed for merchandise.

  • Apply By Phone You can complete the credit card application process via phone.

  • Apply In Person You can apply for the credit card live in person.

  • Apply Online You can complete the entire credit card application process online.

  • Instant Approval You can get instant approval for the credit card.

  • Transfer from Credit Cards You can transfer a balance from another credit card.

  • Introductory Balance Transfer Rate (APR) The credit card offers an introductory balance transfer rate (APR).

  • No Introductory Balance Transfer Fee The credit card doesn't charge a percentage fee on the new balance transferred to the card.

  • Transfer from Loans You can transfer a balance from a loan to the credit card.

  • Car Rental Insurance The credit card offers car rental insurance.

  • Extended Warranty The credit card offers an extended warranty on purchases.

  • Lost Luggage Insurance The credit card offers lost luggage insurance.

  • Roadside Assistance The credit card offers roadside assistance.

  • Travel Insurance The credit card offers travel insurance.

  • Flight Insurance The credit card offers flight insurance.

Comparable


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