With solid rewards-earning potential on travel and dining purchases and a signup bonus, the Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases card is one of the top all-around travel credit cards. Your rewards are earned in the form of miles, but redeeming miles is not limited to airfare alone so this card works for any traveler. Apply Here
The Barclaycard is an excellent all-around rewards card because you can earn 2X miles on travel and dining purchases and earn 1X miles on all other purchases. This card might not offer the eye-catching rewards of other cards, but earning double miles on travel and dining is a very broad way to collect rewards.
When you sign up for the Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases card, you start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
While this card offers rewards in the form of miles, you can redeem those miles just like points. You can use your miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates. You can also easily redeem your miles for statement credits towards flights, cruises, car rentals, hotels and more. In addition, there are no mileage caps or foreign transactions fees.
Another bonus you will get if you redeem your miles for travel is “Carry-on Miles” where you receive 10% of your miles back. You will get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back).
The Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases card offers 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness. Some of the other best travel credit cards don’t offer an introductory APR so this is a nice feature.
The Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases card provides access to complimentary FICO® Scores as a benefit to active cardmembers. You can opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Compared to the other travel credit cards, the Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases card has a higher balance transfer fee. The card charges $10 or 4% of each transaction, while most cards will charge 3% of each transaction. If you plan on bringing in a significant balance, you might feel that extra percentage point.
The Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases card isn’t missing much, but if you take a deeper look, you will find that the card doesn’t offer an extended warranty on purchases. Additionally, if you’re the type of person who appreciates exclusive events, you will also be missing out with this card as the World MasterCard® doesn’t provide the same type of access to events like the Chase Sapphire or Visa Signature® cards.
|Introductory Rate (APR)0% for 12 months|
|Standard Rate (APR)14.99% - 18.99%* Variable|
|Cash Advance Rate (APR)25.24%|
|Cash Advance Fee$10 or 5% Per Cash Advance|
|Foreign Currency Transaction FeeNone|
|Late Payment FeeUp to $35|
|Returned Payment FeeUp to $35|
|Minimum Interest Charge$2|
|Default Penalty Rate (APR)Up to 27.24%|
|Introductory Balance Transfer Rate (APR)None|
|Standard Balance Transfer Rate (APR)14.99% or 18.99%* Variable|
|Standard Balance Transfer Fee$10 or 4% Per Transfer|
|Type of RewardMiles|
|Sign-Up Bonus20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days|
|Rewards Earnings for All Purchases1X miles|
|Additional Rewards for Dining2X miles|
|Additional Rewards for GasNone|
|Additional Rewards for GroceriesNone|
|Additional Rewards for ShoppingNone|
|Additional Rewards for Travel2X miles|
|Bonus Points OfferedGet 10% miles back when you redeem for travel|