THE GOOD

Earn double miles on travel and dining:

The Barclaycard is an excellent all-around rewards card because you can earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees. This card might not offer the eye-catching rewards of other cards, but earning double miles on travel and dining is a very broad way to collect rewards.

Bonus miles for signing up:

When you sign up for the Barclaycard Arrival™ World MasterCard®, you earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days - that's enough to redeem for a $200 travel statement credit

Use your miles for travel and more:

While this card offers rewards in the form of miles, you can redeem those miles just like points. Book the travel you want - airfare, hotels, cruises and more and earn miles on your purchase. There are also no foreign transaction fees on anything you buy while in another country.

Get miles back after redeeming:

Another bonus you will get if you redeem your miles for travel is "Carry-on Miles" where you receive 10% of your miles back. You will get 10% miles back to use toward your next redemption every time you redeem for travel statement credits.

0% APR for 12 months on Balance Transfers:

The Barclaycard Arrival™ World MasterCard® card offers 0% intro APR on balance transfers for the first 12 months, if completed within the first forty-five days of account opening. After that you can expect a 14.99% or 18.99%, based upon your creditworthiness. Some of the other best travel credit cards don't offer an introductory APR so this is a nice feature.

Complimentary benefits:

The Barclaycard Arrival™ World MasterCard® provides complimentary online FICO® Score access for Barclaycard Arrival cardmembers. All you have to do is opt-in to have instant and convenient access to FICO® Scores from your account.

THE BAD

Higher balance transfer fee:

Compared to the other travel credit cards, the Barclaycard Arrival™ World MasterCard® has a higher balance transfer fee. The card charges $10 or 4% of each transaction, while most cards will charge 3% of each transaction. If you plan on bringing in a significant balance, you might feel that extra percentage point.

Missing a few benefits:

The Barclaycard Arrival™ World MasterCard® card isn't missing much, but if you take a deeper look, you will find that the card doesn't offer an extended warranty on purchases. Additionally, if you're the type of person who appreciates exclusive events, you will also be missing out with this card as the World MasterCard® doesn't provide the same type of access to events like the Chase Sapphire or Visa Signature® cards.

THE DETAILS

Rates and Fees
Annual Fee $0
Cash Advance Fee $10 or 5% per cash advance
Cash Advance Rate (APR) 25.24%
Foreign Currency Transaction Fee None
Introductory Rate (APR) N/A
Standard Rate (APR) 14.99% or 18.99%* (Variable)
Penalty Fees
Default Penalty Rate (APR) Up to 27.24%
Late Payment Fee Up to $35
Minimum Interest Charge $2
Over-Limit Fee None
Returned Payment Fee Up to $35
Balance Transfers
Introductory Balance Transfer Rate (APR) 0% for 12 months (if completed within first forty-five days of account opening)
Standard Balance Transfer Fee $10 or 4% per transfer
Standard Balance Transfer Rate (APR) 14.99% - 18.99%* Variable
Rewards
Additional Rewards for Dining 2X miles
Additional Rewards for Gas None
Additional Rewards for Groceries None
Additional Rewards for Shopping None
Additional Rewards for Travel 2X miles
Bonus Points Offered Get 10% miles back when you redeem for travel
Rewards Earnings for All Purchases 1X miles
Sign-Up Bonus 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days
Type of Reward Miles

FEATURES

Title
  • Offers Companion Reward The airline credit card offers a companion airfare reward.

  • Additional 2:1 Rewards Categories The credit card offers 2:1 rewards or more for at least one additional purchase category - like dining, travel, gas, groceries, shopping, or other.

  • Bonus Points Offered The credit card offers bonus points you can earn throughout the year.

  • No Blackout Dates There are no blackout travel dates for your points, miles, or cash back rewards.

  • No Expiration Your rewards points, miles, or cash back rewards will never expire.

  • Sign-Up Bonus The credit card offers a sign-up bonus reward.

  • Unlimited Rewards You can accumulate an unlimited amount of points, miles, or cash back rewards with your credit card.

  • 2:1 Rewards or More The credit card offers 2 Points, 2% Cash Back, or 2 Miles or more for every dollar spent.

  • Early Boarding You receive priority boarding benefits as an owner of the credit card.

  • First Bag Free Your first checked bag is free.

  • In-Flight Spending Bonus You receive a discount or additional bonus points on all in-flight expenditures.

  • 24/7 Live Service You can speak with a live representative at any time of day about your credit card.

  • Emergency Support The credit card offers emergency support.

  • Fraud Liability The credit card offers fraud liability protection.

  • Partner Point Transfer You can exchange your points for equal value with participating partners of the credit card, like hotels or airlines.

  • Price Protection You will be reimbursed the difference of any purchase made within a certain time period if you find a lower advertised price.

  • Purchase Security You will receive a refund for any item that a retailer doesn't accept as a return within a certain time period.

  • Exclusive Events You have access to exclusive events with the credit card.

  • Book in Someone Else's Name You can use your airline rewards to book a trip in someone else's name.

  • Redeem for Airline Travel Rewards can be redeemed for airline travel.

  • Redeem for Car Rental Rewards can be redeemed for car rental.

  • Redeem for Cash Back Rewards can be redeemed as cash back or statement credit.

  • Redeem for Gift Cards Rewards can be redeemed for gift cards.

  • Redeem for Hotel Rewards can be redeemed for hotel stays.

  • Redeem for Merchandise Rewards can be redeemed for merchandise.

  • Redeem Online You can redeem your points, miles, or cash back rewards online.

  • Redeem on Other Airlines Rewards can be redeemed for airline travel on other airlines.

  • Redeem for Other Rewards can be redeemed for other categories, such as magazine subscriptions or charity donations.

  • Apply By Phone You can complete the credit card application process via phone.

  • Apply Online You can complete the entire credit card application process online.

  • Instant Approval You can get instant approval for the credit card.

  • Apply In Person You can apply for the credit card live in person.

  • Transfer from Credit Cards You can transfer a balance from another credit card.

  • Introductory Balance Transfer Rate (APR) The credit card offers an introductory balance transfer rate (APR).

  • No Introductory Balance Transfer Fee The credit card doesn't charge a percentage fee on the new balance transferred to the card.

  • Transfer from Loans You can transfer a balance from a loan to the credit card.

  • Car Rental Insurance The credit card offers car rental insurance.

  • Flight Insurance The credit card offers flight insurance.

  • Lost Luggage Insurance The credit card offers lost luggage insurance.

  • Roadside Assistance The credit card offers roadside assistance.

  • Travel Insurance The credit card offers travel insurance.

  • Extended Warranty The credit card offers an extended warranty on purchases.

Comparable


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