Travelers Wedding Protector Plan Review

The Wedding Protector Plan from Travelers delivers quality coverage with no deductibles, making them a good fit if you're looking for complete coverage at a reasonable price. However, their policies aren't available in every state.

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The Good

A reputable insurance company

Travelers is a well-known insurance provider with a strong reputation for providing quality coverage for all your most important assets. They’ve received an A+ rating from A.M. Best, indicating a high degree of overall financial strength. While company reputation may not be as important for wedding insurance as it is for homeowners insurance, for example, there’s no denying that working with a top insurance company will give you more peace of mind.

Top choice for destination weddings

The Travelers Wedding Protection Plan covers weddings in the U.S. as well as in several popular foreign locations, including Mexico, the United Kingdom, and many islands in the Caribbean. Cruise ships leaving from any of these areas are also covered. The best part is you don’t have to pay extra to insure your wedding if it’s taking place out of the country. It’s not uncommon for wedding insurance providers to cover weddings that take place in foreign countries, but many other companies charge an additional fee for this. Because Travelers doesn’t tack on any additional charges, they’re a very affordable choice if your wedding is taking place somewhere outside the country.

No out-of-pocket costs in the event of a claim

Travelers doesn’t require their customers to pay a deductible should it be necessary to file a wedding insurance claim. This applies to their cancellation/postponement coverage as well as their liability coverage. So, if an unforeseen disaster results in a claim, all you need to worry about is reporting it to Travelers. They are one of the very few wedding insurers out there who don’t require their customers to pay some money out of pocket toward the claim. A $1,000 deductible for liability claims and a $25 deductible per policy section for cancellation/postponement coverage is typical with most other companies. This makes Travelers’ offer highly valuable because it could save you a considerable amount of money in the event of a claim.

Claims handled quickly and efficiently

Travelers has a 24-hour claims center with representatives standing by to help you get started filing your wedding insurance claim right away. Contact the company by phone and describe your situation to them. Then, sit back and let Travelers’ claims representatives take care of the rest. Access to a 24/7 claims center is rare in this industry, and it makes a big difference in how fast your claim is settled.

The Bad

Not open to residents of all states

If you live in Alaska, Hawaii, or Louisiana, you won’t be able to get wedding insurance through Travelers. Keep in mind if you’re having a wedding out of state in one of these areas, you shouldn’t have a problem. This is obviously going to be a deal breaker for some, but the majority of people aren’t going to be affected by it. For this reason, Travelers Wedding Protection Plan is still worth checking out if you live in any of the 47 states the company does cover.

The Details

Details

  • Cancellation/Postponement Insurance Deductible: None
  • Liability Insurance Deductible: None
  • Types of Coverage Offered: Liability, Cancellation / Postponement

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