Cynthia Paez Bowman

Cynthia Paez Bowman is a contributing writer for Reviews.com. Over the last two years, she has covered insurance, home security and more. She has been featured in MSN, Bankrate, Coverage.com, The Simple Dollar and GOBankingRates. She has dual bachelors degrees in International Business and Journalism from American University in Washington, D.C. “Is It Getting Harder to Get Home Insurance in High-Risk Areas?” is Cynthia’s favorite story on Reviews.com.

More from Cynthia Paez Bowman

How to Protect Homes in Your Community With Firewise

Climate scientists have been warning for some time that the threat of wildfires would increase. The intensity and widespread damage of the recent fires across the West Coast are a great danger to homeowners. In California alone, a record-setting four million acres have been burned this year, surpassing 2018’s high of 1.9 million acres. Several ...

The Tiny House Movement and Insurance: Everything You Need to Know

If you haven’t noticed, there’s a tiny house movement, spurred on by shows such as HGTV’s Tiny House, Big Living and Netflix’s Tiny House Nation, which inspire homeowners today to downsize their home space to fit their lifestyles and teaches them how to create them using the latest space-saving and design-savvy ideas.  Why are tiny ...

Home Cinema Insurance: Make Sure You Have the Right Coverage

A home cinema may sound like a luxurious concept you may only see in large estates, but it’s become more common and accessible. Anyone with a spare bedroom could convert it into their very own home theater. In most cases, all you need is a projector or large flat-screen TV, a surround sound system and ...

Who Owns Progressive Insurance? Experts Answer 7 Popular Insurance Questions.

Progressive is one of the largest insurers in the country boasting the third position in  largest premiums written. The company was founded in 1937 by two Cleveland attorneys named Joseph Lewis and Jack Green under the name Progressive Mutual Insurance Company. The goal was to provide quality insurance to vehicle owners at the time. Take ...

Are HomeAdvisor Repairs Covered by Home Insurance?

Imagine a freak storm that causes a large branch from an oak tree outside to snap and damage part of your roof. Your homeowners insurance policy, a coverage designed to step in financially to back you up in these cases, will cover the cost of repairing the roof damage. Your insurance provider will send out ...

Why California's Home Insurance Rate Cuts Could Backfire

California is in the midst of an insurance battle. Home insurance rates in California are currently the lowest in the country (behind the state of Hawaii). According to the Insurance Information Institute, the average annual homeowners insurance premium in California in 2017  was $1,008 — half the national average. You may find this a bit ...

Is It Getting Harder to Get Home Insurance in High-Risk Areas?

The California wildfires are so extensive that satellite images from NASA show smoke reaching the East Coast and even Europe. It’s been a busy and devastating couple of years for firefighters. The California Department of Forestry and Fire Protection (CAL FIRE) reports almost 8,000 fires and damage to nearly 7,000 structures just in 2020.  On ...

How Much Does Homeowners Insurance Cost?

Reviews Report Home insurance premiums range from $376 to $3,519 per year. Homeowners insurance cost is most affected by location, with Oklahoma being the most expensive state in the country for coverage. There are other factors affecting the average cost of homeowners insurance such as the age of the home, claims history, and policy limits.  ...

The Best Home Insurance Companies in North Carolina of 2022

Reviews Report The top five North Carolina homeowners insurance companies selected all had strong financial strength ratings and ranked well for customer satisfaction in J.D. Power’s 2020 study.  Allstate could be a good choice for homeowners looking for heavily personalized coverage. Travelers’ average annual premiums are well below the statewide average for home insurance. North ...

The Best Home Insurance Companies in Pennsylvania of 2022

Reviews Report Average rates from Review.com’s top Pennsylvania home insurance companies range from $499 to $829 per year, based on 2021 quoted annual premiums from Quadrant Information Services, provided by Bankrate.com.  Westfield, Cumberland Grp., and Penn National are among Reviews.com’s selections for cheapest homeowners insurance in Pennsylvania. The best homeowners insurance PA companies include those ...

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