Lauren Ward

Contributing Writer​

Lauren Ward is a personal finance writer who regularly covers consumer insurance products. Her work has appeared in a variety of online publications, including Bankrate and The Simple Dollar. She graduated from Georgetown University with a BA in Japanese.

More from Lauren Ward

Fixd Repair Review

Fixd Repair is a modern home warranty company that not only comes with affordable protection plans for your home, but also has an app that you can use to file a claim, track your technician’s progress to your home, and view your claim’s status.  Additionally, Fixd only sends in-house technicians to your home that have ...

OneGuard Home Warranty Review

OneGuard Home Warranty is an affordable home warranty company that goes the extra mile for each and every customer. Servicing Texas, Nevada, and Arizona, OneGuard offers additional perks like pest management, window cleaning, utility switching, garage door reprogramming, and much more. Best of all? This A+ rated Better Business Bureau-accredited company approves a staggering 95% ...

What is Cash Value Life Insurance

Cash value life insurance covers a range of policy types. Each type comes with its own benefits and limitations, but they all have a few things in common. First, they guarantee a death benefit payment as long as the insured person keeps up with premiums. Second, they include a “cash value” savings or investment account ...

Family Life Insurance Riders, Explained

Reviews Report Usually, life insurance riders are chosen when the life insurance policy is purchased. Child riders, waiver of premium, terminal/critical illness, and return of premium riders are the most common types of family life insurance riders. Some life insurance riders provide benefits in the event of illness, injury, or death. Life insurance riders are ...

What Is Term Life Insurance?

Term life insurance provides your beneficiary with a death benefit in the event you pass away during a specified period. In most cases, a term life insurance policy lasts between 10 and 20 years, although they can go as long as 30. When the period expires, you can either renew your policy, let it expire ...

How to Shop for Life Insurance

When it’s time to shop for life insurance, it’s smart to weigh all of your options before choosing a policy. The most important part of the process is to evaluate where you are in your life today and where you think you’ll be in the years to come. People often purchase life insurance to help ...

Best West Virginia Homeowners Insurance Companies

It should come as a welcomed fact that the average cost of homeowners insurance in West Virginia is a few hundred dollars lower than the national average. And while the price is an important factor when choosing the best homeowners insurance companies in West Virginia, customers also need to look at factors like coverage, claims ...

World Nomads Travel Insurance Review

World Nomads Travel Insurance offers insurance protection for when you need it the most. At home, you can reasonably prepare for some of life’s more unfortunate, but likely events. While traveling, this process is a little harder. Thankfully World Nomads makes it a little easier to be prepared financially in case of an unforeseen event.   ...

State Farm Motorcycle Insurance Review

State Farm Review State Farm isn’t your local mom and pop insurance company; it’s a modern, financially solid insurance company that looks and operates like it belongs in 2020. In addition to offering car insurance, home insurance, life insurance, and disability insurance, State Farm is one of the few insurance companies that also offers motorcycle ...

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