Maggie Overholt

Contributor​

Maggie is a former lead insurance editor at Reviews.com. She's written more than 70 insurance articles covering homeowners, auto, life, motorcycle, travel, and more.

More from Maggie Overholt

Here's What Makes Nationwide Rideshare Insurance Different

Rideshare insurance is a necessity for Uber and Lyft drivers, but an oddball in the insurance world. It’s very limited coverage that only applies at select times: specifically, when a driver has their rideshare app turned on, but hasn’t yet accepted a ride or picked up a customer. It’s also primarily meant for collision and ...

Why All Drivers Need Uninsured/Underinsured Motorist Coverage

If you sideswipe a parked car, cause a fender bender, or find yourself at-fault in a more serious collision, your insurance company will cover the other person’s injuries and damages. That’s what liability insurance is for. Conversely, if someone else were to hit you, their insurance company would be the one footing the bill. But ...

Should You Choose a Digital Insurance Company?

Digital insurance companies strive to meet customers where they are by simplifying the insurance process, increasing pricing transparency, and (ideally) lowering premiums along the way. However, an online-only insurance company won’t necessarily be the right choice for everyone. Here, we’ll explore the why and how of digital insurance companies, and help you figure out whether ...

Tesla Wants to Insure Its Drivers, and Will Double Down on Tracking Data to Do It

Tesla’s worse-than-expected losses per share weren’t the only head-turning news that came out of a Q1 earnings call with Elon Musk last Wednesday. We also learned Musk will be getting his hands on even more of the customer experience by offering in-house car insurance for Tesla customers — supposedly starting sometime next month. “The answer ...

Seven Bizarre Things Covered by Your Home Insurance

Homeowners insurance is there for you when bad stuff happens: branches through the roof, burst pipes in the basement, hurricane-force winds taking out windows. But what about when the downright bizarre happens? Would your homeowners insurance pay out if, say, some errant livestock ran down a fence on your property? Or a UFO came crashing ...

Insurance Companies Can See Your Social Media. Time to Scrub Your Profiles?

Insurance is not an industry known for tech innovation or startup unicorns. Most of the companies that safeguard our homes, cars, and financial legacies are giants that have been profitably plugging along for generations—some since as early as the 18th century. “Change in the insurance industry has, in the past at least, occurred at the ...

What Happens When Smart Home Tech and Insurance Meet

American Family announced last week that it’s working with Neos, a U.K.-based technology company, to bring something called “smart home insurance” to the U.S. market. Home insurance being a traditionally slow-to-change industry, AmFam’s move to introduce the internet of things (IoT) into the mix perked our ears up. We were also intrigued by the idea ...

Do I Need Life Insurance?

It’s easy to understand why parents need life insurance. If a family’s main wage earner were to pass away, their surviving spouse and/or children would likely need financial support to help cover things like living expenses, mortgage payments, and college education. Almost everyone agrees on that fact. According to LIMRA and Life Happens’ 2018 life ...

40% of Drivers Don’t Shop Around for Car Insurance as Often as They Should

Did you know that two identical car insurance policies, for the same driver, can vary by hundreds of dollars depending on the insurance company that sells them? This is because every insurer has a unique underwriting formula. (“Underwriting,” in short, is the equation a company plugs your personal information into to figure out how risky ...

How to Add A Teen Driver to Your Car Insurance and How Much it Costs

Fast facts about costs of adding a teenager to your car insurance: On average, insurance premiums will increase between 50-80% when adding a new driver to the coverage. There is a slightly larger increase in premiums if the teenager is male as opposed to female. Giving a teenager a “clunker” for their first car might ...

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