Samantha Kostaras

Insurance Reporter​

Samantha Kostaras is an insurance reporter who covers personal finance and insurance. After a degree in finance from the University of Alabama and stint at Morgan Stanley, she worked as a financial analyst before becoming a journalist. Her writing has appeared in The Simple Dollar, Reviews.com, Coverage.com, and elsewhere.

More from Samantha Kostaras

The Largest Car Insurance Companies of 2022

The largest car insurance companies are some of the most recognizable names in the auto insurance industry. Major auto insurance companies are household names — we see them advertise in Super Bowls and between episodes during Hulu binge-watching.  Larger insurers tend to have financial strength you can rely on and the budget to provide better ...

Here Are the Biggest COVID-19 Discounts on Auto Insurance

Is your auto insurer going to give you money back because of COVID-19? We asked the experts what to expect from these premium payback programs....

Compare Top Homeowners Insurance Quotes

The best homeowners insurance provides comprehensive coverage at an affordable rate, protecting one of the most significant investments you can make: your home. A comprehensive homeowners insurance policy will cover the structure of your home, the personal property you own, additional living expenses you encounter if your home becomes uninhabitable, and expenses related to personal ...

Is Now a Good Time to Switch Insurance Providers?

There is so much uncertainty right now surrounding the COVID-19 pandemic, including financial uncertainty, and people are looking for ways to cut costs to help make ends meet. We asked the experts a question on many people’s minds: Should I try switching carriers to save money on my auto insurance? There are lots of factors ...

Digital Insurance Companies Guide

Where large legacy insurance companies may be slow to change a playbook that has worked for decades, a new generation of insurance companies see an opportunity. What sets them apart is their focus on serving modern consumers with efficient and tech-savvy solutions, like forgoing brick-and-mortar locations and leveraging artificial intelligence claims processing. The Covid-19 pandemic ...

What Happens If Someone Else Gets Into an Accident in Your Car?

If you’ve ever handed your car keys over to a friend or family member, you’ve probably felt that slight concern that it comes back in one piece. But what if your car doesn’t come back in one piece, or other people get hurt in an accident while it’s being driven by someone who isn’t you? ...

Is Pay-Per-Mile Car Insurance Right for You?

What Is Pay-Per-Mile Car Insurance? Pay-per-mile car insurance is a type of insurance policy where your monthly rate directly depends on the number of miles you drive. Traditional insurance offers coverage for a flat monthly rate, no matter how many miles you drive in the month, relying on factors like accident history and age to ...

9 Things You Didn't Realize About a AAA Membership

AAA is known for its membership-based roadside assistance service. For a flat, annual fee, and depending on membership level, you get access to a set number of free AAA service calls per year and with typical base memberships ranging from about $50 to $80 annually, this service can pay for itself quickly if you need ...

Wildfire Season: What Homeowners Need to Know

Every year, wildfires in the U.S. make headlines as people are driven from their communities, unsure whether they will have homes to return to. Federal officials have warned wildfires threaten to bring even more destruction, so homeowners should know how to prepare for, protect against, and recover from these natural disasters. California wildfires tend to ...

Here's What Determines How Much You Pay for Car Insurance

The cost of your auto insurance premium is the result of careful risk calculations by your insurer based on lots of different factors. Car insurance bills won’t come with an itemized receipt with how much you’re paying for falling into certain categories, but this guide will help you learn about the factors that influence the ...

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