Taylor Moore - Finance & Insurance Writer at Reviews.com

Taylor Moore covers banking, investing, auto insurance, life insurance, homeowners insurance, and more as the Finance and Insurance Writer for Reviews.com. Her work has been published in Chicago magazine, Chicago Reader, and The Financial Diet, among other publications. After graduating from the University of Central Florida, she moved to Chicago, Illinois, where she currently lives with her cat.

The Latest from Taylor

What Is the Difference Between Money Market Accounts and Savings Accounts?

What Is the Difference Between Money Market Accounts and Savings Accounts?

Jan 24, 2020 | News

Money market accounts and savings accounts are both great options for long-term savings (i.e., emergency funds, tuition, wedding expenses). They both come with relatively high interest rates, particularly if you bank online. Below, we break down their main similarities and differences. Differences Interest rate The interest rate earned on money market accounts is typically higher…

Discover Rewards Guide

Discover Rewards Guide

Jan 24, 2020 | News

As one of the largest credit card brands in the U.S. (behind Visa, Mastercard, and American Express), Discover is no stranger to the rewards game. It’s made a name for itself by offering simple, easy-to-understand rewards credit cards for the average American customer. This means that Discover is light on the frills (no TSA PreCheck…

Types of Bank Accounts

Types of Bank Accounts

Jan 13, 2020 | News

Checking Account What is it?  A checking account is transactional and intended to be your primary account at a bank. You can use the provided debit card to make purchases, write unlimited checks, and initiate unlimited transfers in and out of the account.  Unlike savings accounts and money market accounts, you are not held to…

What is a Money Market Account, and Should You Get One?

What is a Money Market Account, and Should You Get One?

Jan 13, 2020 | News

A money market account is an interest-bearing savings account that offers some of the benefits of a checking account. Like any other deposit account, it’s insured by either the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) for up to $250,000 if your bank or credit union were to fail. With money…

How to Avoid Distracted Driving at Night

How to Avoid Distracted Driving at Night

Dec 20, 2019 | News

In This Article What is Distracted Driving, and Why Is It Worse at Night? The Consequences of Distracted Driving Safety Tips for Distraction-Less Driving at Night What’s Next? Further Reading Be honest: Have you ever read or answered a text while driving? If so, you’re not alone. A 2016 survey from State Farm found 94%…

Why Americans Still Aren’t Using Mobile Wallets

Why Americans Still Aren’t Using Mobile Wallets

Dec 09, 2019 | News

More than 81% of people in the U.S. own a smartphone, according to Pew Research Center. Just eight years ago, that percentage was 35%. It’s functioned as, and often even replaced, the modern computer, telephone, calculator, gaming console, television, GPS, camera, wristwatch, and CD player —  and it all fits into your pocket. But Americans…

How to Save For Your Wedding Without Going Broke

How to Save For Your Wedding Without Going Broke

Dec 05, 2019 | News

Your wedding is probably the priciest, most complicated party you’ll ever spend money on. In 2017, the average cost of a wedding skyrocketed to $38,700, according to The 2019 WeddingWire Newlywed Report.  Navigating the planning process can be difficult when everyone seems to have an opinion on what traditions are necessary and what you absolutely…

Why Your Savings Account Withdrawals Are Limited

Why Your Savings Account Withdrawals Are Limited

Dec 03, 2019 | News

If you’ve ever been locked out of your account or charged a fine for making too many withdrawals, you’re not alone. Many Americans don’t know that their savings accounts come with built-in restrictions on how often they’re allowed to make transfers and withdrawals; many of these restrictions fall under what’s known as “Regulation D.” How…

Interest 101: How to Understand It, Why It Matters, How to Maximize It

Interest 101: How to Understand It, Why It Matters, How to Maximize It

Dec 03, 2019 | News

You likely have memories of sitting in middle school math class and learning the formula for interest: [A = P (1 + rt)]. Depending on your attitude toward math, you may have even thought, “When would I ever need to use this?”  It’s an understandable thought, as grade school bombards you with concepts you might…

Online Banks Are Promising Early Payday. Does It Make a Difference?

Online Banks Are Promising Early Payday. Does It Make a Difference?

Nov 26, 2019 | News

How Does Early Payday Work? If you get paid through direct deposit, you know the anticipation and jubilation that comes with receiving your paycheck on Fridays. But why Friday? What if that exuberance came on Wednesday instead? This is the promise that many emerging millennial-focused banks — such as Stash, Chime, Varo, and N26 —…