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Last updated on November 11, 2015

The 4 Best Cheap Prepaid Phone Plans

To find a cheap prepaid phone plan, consider what services you need most from your phone company. If you have a smartphone, you’ll end up paying more regardless of what plan you choose. If keeping the price down is a top priority, you might want to opt for a more basic phone. Pay-as-you-go plans are great for the infrequent cell phone user who doesn’t want to spend the money for an unlimited plan. If you’re not a big data user, look for a plan with slower data speeds to reduce your costs. The four companies in this list offer some of the cheapest prepaid phone plans in the industry today, and they’re a good starting point if you’re not sure what type of plan you need.

TracFone doesn’t offer unlimited plans, but they have some of the best pay-as-you-go plans in the industry, making them perfect for occasional cell phone users. You can buy as many or as few minutes as you need, and you can use them to make calls, send texts, or access the Internet from your phone. There are also a few different monthly plans, offering 50 to 200 minutes per month. Families may also find TracFone to be a good money-saving alternative to a traditional two-year contract plan. You can get your first phone for less than $10 per month and each additional phone is just $6. Because there are no contracts, you can easily add or remove people from your account whenever you need to.

Net10 offers cheap prepaid phone plans to individuals and families. You can get an unlimited monthly plan for around $40 per month so you can talk, text and use data as much as you like, although speeds decrease after you reach 500MB in a month. If you don’t feel that you need an unlimited plan, you can save even more by going with one of Net10’s 30-day plans. These come with a set number of minutes for the month. If more than one person in your family is interested in a cheap prepaid phone plan, you can’t beat Net10’s special family plans that accommodate two to four people at a very reasonable cost. If you’re looking for another easy way to save money with Net10, enroll in their auto-refill program, which takes an extra $5 off your monthly bill.

Call for More Information: 1-800-607-0182

T-Mobile is another company to pay attention to if you’re interested in cheap prepaid phones. They have a number of different plans available designed to suit all types of users. If you only use your phone for emergencies, the pay-as-you-go plan might be the most cost-effective option for you. You purchase a set number of minutes upfront for a one-time fee and buy more when you run out. T-Mobile also has monthly unlimited plans, though these may not be the best way to go if you’re trying to keep costs low. Instead, consider one of T-Mobile’s daily plans. You only pay for service on the days you use your phone and receive unlimited talk, text, and data for that day. If you don’t often use your phone to make calls, check out T-Mobile’s unlimited web and text plan. As the name implies, you can text and surf the web all you want in addition to 100 minutes of talk time. Going with a plan like this over a more traditional plan is a great way to get everything you need at a much more affordable price.

Call for More Information: 1-800-704-1913

Verizon Wireless is another company to consider if you’re looking for cheap prepaid phones. Monthly plans begin at about $35, though you have to pay more for an unlimited plan. If you’re interested in a monthly prepaid plan without limitations or if you’d like a smartphone, you have to pay a little extra. If keeping costs low is your number one priority, however, this could still work for you. Text and picture messaging and data usage are unlimited on all monthly plans, and you receive unlimited night and weekend minutes as well. In addition, Verizon offers pay-as-you-go plans that are a more cost-effective solution if you don’t spend a lot of time on your phone. The per-minute costs are a little higher than what you’ll find with some other prepaid phone providers, but they shouldn’t put a serious strain on your budget.