The 5 Best Visa Credit Cards

Our favorite cards from our partners and the marketplace.
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With quality cash back, travel, rewards, and elite credit card options, the best Visa credit cards have something to offer most interested cardholders. However, with so many capable credit card options, choosing the best Visa card can be difficult. Many of the best Visa Cards are Visa Signature® cards, granting access to a variety of valuable benefits. Some of the cards charge an annual fee, but attractive sign-up bonuses and competitive rewards help these Visa cards stand out.

The Chase Freedom® Visa Card makes it on the list of best Visa credit cards by being one of the best cash back credit cards available. Offering an amazing 5% cash back on up to $1,500 spent on quarterly rotating programs, as well as unlimited 1% cash back on all other purchases, the Chase Freedom® Visa Card truly stands out as one of the best Visa credit cards. The card offers a 0% intro APR for the first fifteen months on purchases and balance transfers, a great perk that helps minimize interest expenses. Those that travel internationally will want to be aware of the foreign currency transaction fee of 3% per transaction, though that won’t be an issue for many cardholders. The card is approved for those with slightly higher than average credit, so for those rebuilding credit, it might be wise to look for a different card. New cardholders can earn $100 bonus cash back after making $500 in purchases in the first three months from account opening, which is a relatively easy-to-earn bonus that most cardholders will take advantage of.

With the ability to earn bonus points on a variety of purchases, the U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card is deserving of the top spot on the list of best Visa credit cards. Cardholders can earn two FlexPoints® for every dollar spent on gas, grocery, or airline purchases — whichever the cardholder spends most on each monthly billing cycle — and most cell phone expenses. Cardholders will also receive Triple FlexPoints for charitable donations, and the standard one FlexPoint for every dollar of eligible net purchases charged to the card. The FlexPerks® Travel Rewards Card also offers multiple bonus point opportunities, earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Visa Signature card after you spend $3,500 in net purchases on your card. There is a small annual fee ($0 intro first year, then $49), and foreign transaction and cash advance fees may also negatively impact some cardholders. However, with so many bonus opportunities and the benefits of a Visa Signature card, the U.S. Bank FlexPerks® Travel Rewards Card is definitely a top-tier credit card option.

The Alaska Airlines Visa Signature® Card is an airline rewards credit card worthy of a spot on the list of best Visa credit cards. One great benefit of the card is the sign-up bonus of 25,000 miles upon approval. The majority of major rewards credit cards offer a sign-up bonus, but almost all of them require certain spending limits to be reached before the bonus is awarded. The Alaska Airlines Visa Signature® Card also offers generous rewards, with three miles for every dollar spent on Alaska Airlines tickets and vacation packages, and one mile for every dollar on all other purchases. The card lacks some common airline perks like early boarding, free bag check, and an in-flight spending bonus. However, because the card is a Visa Signature®, cardholders will be able to access a variety of great benefits, including auto rental insurance damage waiver, lost luggage reimbursement, roadside assistance, travel accident insurance, and more.

The Capital One® Venture℠ Rewards Credit Card is one of the best travel rewards credit cards on the market. While most rewards cards are offering a standard one point per dollar spent, the Capital One® Venture℠ Rewards Credit Card solidifies its spot on the list of best Visa credit cards by offering two miles per dollar on every purchase, every day. Cardholders can also use the miles earned to fly on any airline, any time with no restrictions or blackout dates. The 10,000 bonus miles after spending $1,000 on purchases within the first three months, will help new cardholders to quickly accumulate meaningful rewards. The Venture℠ Rewards Credit Card does have an annual fee ($0 intro annual first year, $59 after that), but considering all the perks and benefits that come with the card, this annual fee is pretty negligible.

The Visa® Black Card™ earns its place near the top of the best Visa credit card list by offering some of the most elite services in the industry. This limited member card provides access to a 24/7 Black Card concierge program, roadside assistance, travel insurance, car rental insurance, and a number of exclusive rewards. New cardholders will appreciate the competitive sign-up bonus of 25,000 points after spending $1,500 dollars in the first three months of card ownership. Those with existing credit balances can take advantage of the 0% introductory APR for the first fifteen billing cycles after the account is opened. The Black Card™ also has great travel benefits that include unlimited access to VIP airport lounges in more than 350 VIP airport lounges around the world. Although the card does have a relatively hefty annual fee of $495, with all of the unique services, most cardholders will not be phased. For those in the market for an elite credit card experience, the Visa® Black Card™ is one of the best Visa® credit cards, and should certainly be considered.

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