The 2 Best Credit Score Sites

Your credit score is like your financial report card, and the best credit score site will offer an easy way for you to find out your personal credit score grade from each of the three major credit reporting agencies: Experian, Equifax, and TransUnion. Every American is entitled to a copy of their credit report once per year. However, if you are building up or repairing your credit, it makes sense to monitor your credit score over time. The best credit score websites provide affordable subscription models so you can easily view changes to your credit score at any time. These sites usually add credit monitoring and identity theft protection services to prevent any adverse effects on your credit.

Equifax ranks high on the list of best credit score sites due to its inclusion of all major credit scores and complete credit reporting options. Equifax offers a variety of personal and business products and services, which can make it slightly more challenging to just get to your basic score. A one-time, Complete ReportTM costs $39.95 and is loaded with great information including a summary of positive and negative factors that may influence your credit score. The Equifax CompleteTM Premier Plan delivers a three-bureau credit report, 24-7 credit monitoring and unlimited access to your Equifax score for $19.95 per month. The Advantage Plan also chips in $1 million in identity theft protection coverage, giving you peace of mind.

As one of the major credit bureaus, Experian has one of the best credit score websites, and delivers some of the best online tools in the industry. You can get all three bureau reports for $1 with a free trial of the Experian Credit TrackerSM. You can cancel within the trial period, or pay $19.99 per month to enjoy tools such as daily credit monitoring, fraud resolution and credit dispute support. Experian also offers multiple mobile apps mostly targeted at identity protection, allowing you to view alerts on changes to your credit score and providing tips for restoring your credit. One drawback to Experian is that they do not provide FICO scores.