ProtectMyID provides a reliable identity theft protection service that's perfect if you're always on the go. You can access your information and alerts online or through their capable mobile app. However, their services do have some limitations, which may affect those who are looking for some specific features.
Alerts keep you well informed
If an identity thief attempts to use your credit card or other personal information, you get an immediate alert from ProtectMyID apprising you of the details. From there, you can contact a fraud resolution specialist for immediate assistance. ProtectMyID goes the extra mile by providing All Clear alerts if there is no activity for an entire month. This way, you’re assured your identity is safe and that your personal information is always being monitored.
If you’re not happy with ProtectMyID after the first 14 days, they refund you everything you’ve paid them up until the time of cancellation. The best way to determine if you like a service is if you actually use it, as opposed to merely reading information on a website. By taking advantage of ProtectMyID’s money-back guarantee, you’re able to gain a better sense of whether or not ProtectMyID is the right company to trust with monitoring your information.
Learn how to keep your identity safe
ProtectMyID offers dozens of articles that teach you how to keep your personal information out of the hands of identity thieves. Their blog includes information on popular Internet scams, checklists for keeping your information private and secure, and content detailing the different kinds of identity theft. Though not central to an ID protection service, resources like these are an appreciated bonus so you can learn how to proactively protect your personal information.
Capable mobile app
ProtectMyID offers a mobile app for Android, iPhone, and iPad, where you can view any new alerts on your accounts and get connected to fraud resolution specialists if you see an alert you don’t recognize. You can also conduct identity theft risk assessments to give you an idea of how likely you are to become a victim of ID fraud. Tools like these help you stay connected to your account wherever you go, making it easier to respond quickly if any suspicious activity turns up in your alerts.
Three-card limit for internet scanning
Regardless of how many credit cards you own, you can only choose three that ProtectMyID scans for illegal use on the Internet. You must monitor any other cards you have yourself. If this concerns you, ProtectMyID might not be the right company for you.
Offers online Experian report
ProtectMyID only gives you access to your Experian credit report, though it does monitor your other credit reports and alerts you of any suspicious activity. However, this may not be a concern if you’re just interested in finding a company that focuses on monitoring your personal information.
Can't help with mailing list removal
Identity thieves can access your personal information from offers sent to you in the mail, then use this information to take out credit cards in your name and run up fraudulent charges. Although ProtectMyID is not the only company that doesn’t take their customers’ names off these lists, there are several ID protection services that do, and these might be a better option if mailing list removal is important to you in an identity theft protection company.
- Identity Theft Insurance: Up to $1 million
- Monthly Price: $15.95
- Types of Monitoring: Personal, Family
- $15.95/month or $159.95/year