Travelex Insurance Services Review

Travelex Insurance Services provides a variety of customizable travel insurance solutions designed to suit all types of people, from business travelers to families taking their annual vacation.

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The Good

Wide range of policy options

Travelex Insurance Services offers seven different policy plans, each with different levels of protection. If you’re looking for standard travel insurance, the Travel Basic plan may be a good fit. The Travel Max policy offers more comprehensive coverage, and there are also special plans designed specifically for the business traveler and for families.

Customize coverage with upgrades

Travelex enables you to customize your travel insurance policy with several optional Lifestyle Paks. Traveling with small children might make the Active Family Pak a worthwhile investment. It covers movie rentals for overnight delays and childcare cancellation, among other things. The Professional Pak adds coverage for work-related cancellations and equipment. If you’re planning on participating in adventure sports during your vacation, the Adventurer Plus Pak could be right for you. And, of course, there’s also the Cancel for Any Reason upgrade if you think an uncovered event might interfere with your trip.

Family-friendly plans

If you’re traveling with your family, you may want to look into getting a travel insurance policy like Travelex’s Travel Select plan. This policy provides the same travel and medical coverage you find in all of Travelex’s travel insurance plans, but it also covers children under the age of 21 at no additional cost. Deals like this are hard to come by because many travel insurance companies require you to pay an extra premium to insure children while others don’t insure children over the age of 17. Like Travelex’s other policies, the Travel Select plan can be customized with different Lifestyle Paks to suit each family’s needs.

Fast and simple quote tool

Just enter your trip dates, age, state, and trip costs to receive quotes for all of Travelex’s travel insurance plans in a matter of seconds. The coverage information is listed in a table beneath the quotes so you can compare the different plans and see which is right for you. You can then email, print, or save your quotes to view later if you aren’t ready to purchase a policy quite yet. Editing your trip details is simple, too. You don’t have to reenter all the old information again; just make the changes you need and click on Get Quote.

Ideal for business travel

Travelex offers plans that cater specifically to business travelers and additional coverage options like protection for business property. The Business Traveler plan also includes an increase in medical coverage, and counts work-related excuses as covered events for trip cancellation. Travelex’s business services go beyond just basic coverage, though. As part of their travel assistance services, they help you locate business services in your area, such as print and copy shops, and set up online or phone conferences. You also have the choice of going with a single-trip or multi-trip plan, making Travelex well suited for both frequent and infrequent business travelers.

The Bad

No plans for large groups

Travelex doesn’t offer travel insurance plans for groups larger than 10. Groups with more than 10 travelers must get multiple policies, so it might be in their best interest to choose a company like MH Ross that offers group policies. While this is something to be aware of, it won’t affect individuals or small groups, so it shouldn’t pose too much of a problem for most customers.

Cancel for Any Reason for select plans only

The Travel Max plan is the only plan that gives you the option of adding on Cancel for Any Reason coverage. It also only guarantees a 75% reimbursement for your trip costs. A few other plans give you an All Events upgrade option, which means you can cancel your trip for reasons beyond the covered events, but they must be unforeseen occurrences like work-related excuses or childbirth. Not everyone will be interested in this upgrade in the first place, but it’s important to know what you’re really getting before you purchase it.

The Details


  • Maximum Age Insured: 110
  • Maximum Trip Cost: $75,000
  • Minimum Travel Delay Time: 5 hours
  • Travel Delay Compensation: Up to $1,000 total
  • Underwriter: Stonebridge Casualty Insurance Company, Nationwide Mutual Insurance Company, Old Republic Insurance Company, United States Fire Insurance Company

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