WorldNomads.com is the perfect choice for adventurous travelers looking to do a little more on their vacation than sunbathe. The medical insurance isn't as comprehensive as it could be, but WorldNomads.com has all the basics covered.
Adventure sports coverage
WorldNomads.com’s travel insurance covers all sorts of adventure sports activities, including skiing, parachuting, white water rafting, and more. Many travel insurance providers don’t cover these types of activities because of the increased potential for injury. If you plan on participating in adventure sports during your vacation, you should definitely consider this coverage from WorldNomads.com, which takes care of your trip and any medical bills.
Excellent online learning resources
WorldNomads.com offers an extensive amount of online resources to help you learn more about your destination and about traveling safely. If there’s a natural disaster or safety alert that might make travel to a particular location dangerous, you’ll know about it via their safety updates on their website and Twitter page. Their Ask-A-Nomad service lets you ask questions to other members of the WorldNomads.com community, and online journals help you find fun activities to participate in at your destination. If you’re traveling to another country and want to learn some common words and phrases, WorldNomads.com also offers 10 free language guides.
Option to support a cause
When you purchase a travel insurance policy from WorldNomads.com, you can choose to make a small donation to one of the ongoing Footprints projects, which helps improve communities all around the world. Some of the projects involve improving education for children while others work toward ensuring clean water for rural towns. Although this obviously doesn’t have an impact on the overall quality of their travel insurance, it’s nice to see WorldNomads.com giving something back to others who are less fortunate.
Low age limits
WorldNomads.com doesn’t insure anyone over the age of 66, making them one of the most restrictive companies in the industry in terms of age limits. Many travel insurance providers don’t refuse coverage to an individual until they’re approaching the age of 100. This won’t affect the majority of travelers, however, and shouldn’t stop you from getting a quote and looking at what WorldNomads.com has to offer.
Doesn't cover pre-existing conditions
Not only does WorldNomads.com not cover any medical treatment due to a pre-existing condition, they also don’t accept a pre-existing condition as a reason for cancelling, interrupting, or delaying your trip. Although WorldNomads.com isn’t the only travel insurance provider with these restrictions, they are one of just a few. If you’re worried that a pre-existing condition of yours may impact your trip, it might be a better idea to choose a travel insurance provider that does include this coverage option.
No group plans available
WorldNomads.com offers both single-trip and long-term international travel insurance policies, but you are only allowed a maximum of 10 people on a single plan. Any more than that and you have to purchase an additional policy. For most individuals and families taking a vacation, this isn’t going to be a problem, but church or student groups traveling with a large number of people will likely find it to be more cost-effective to choose a company that offers a discounted rate for larger groups.
Missing concierge services
You won’t get any help securing reservations or tickets to exclusive events from WorldNomads.com because they don’t provide concierge service to their customers. While this isn’t a vital part of a travel insurance policy, these services can make your trip a little more enjoyable. Nearly all other major travel insurance companies provide some sort of concierge service.
- Maximum Age Insured: 66
- Maximum Trip Cost: $2,500 - $5,000 per person
- Minimum Travel Delay Time: 6 hours
- Travel Delay Compensation: Up to $100/day
- Underwriter: Travel Guard - National Union Fire Insurance Company, Millstream Underwriting Limited, Bupa International, Lloyd's