Access to multiple discounts:
Travelers home insurance provides a great selection of discounts, including a relatively unique discount for LEED-certified homes. Like most insurers in the industry, Travelers home insurance offers price breaks to homeowners who install protective devices in their homes, including burglar and fire alarms, deadbolts, and fire extinguishers. They also offer discounts for new homes, newly renovated homes, and new homeowners. If you maintain your policy without a claim for an agreed period of time, you can earn another price break. Further savings of up to 15% are available if you buy an additional Travelers policy in the home, auto, or boat categories. Depending on how many discounts you qualify for, you could be in for substantial savings.
Comprehensive additional coverage:
With Travelers' wide selection of add-on coverage options, you can get protection against natural disasters such as floods, earthquakes, and landslides. Travelers home insurance also offers full coverage for valuable personal items not typically included under standard policies, including jewelry, fine art, antiques, and computer equipment. For protection against liability claims arising from incidents on your property, Travelers umbrella coverage offers up to $10 million of protection, ensuring your assets are protected if you get sued. You can even get additional coverage that will pay expenses associated with identity fraud.
Ability to report a claim online:
Travelers homeowners insurance offers a handy online claims reporting tool, which you can access around the clock for maximum convenience. The simple four-step tool walks you through the reporting process from start to finish, automatically prompting you for all the required information. Once the process is complete, you are given a claim number and contact information for the personal claims representative that will oversee the settlement process. You can also access great FAQs that describe the claims settlement process in detail. While exceptionally convenient, online reporting may not be the right answer for everyone. Fortunately, if you prefer to get telephone assistance from a Travelers home insurance representative, you can call the claims center at any time, day or night.
Great resources to help you protect and maintain your home:
In addition to investing in an appropriate home insurance policy, it's important to further protect yourself and your family by preparing for risks in advance. The Travelers Prepare and Prevent online information center is a fantastic resource containing detailed guides on keeping your home in tip-top condition, preparing for severe weather conditions, and preventing burglaries. Travelers also provides a link to a useful home inventory app produced by the Insurance Information Institute. With this Know Your Stuff app, you build a digital inventory of your home and possessions to facilitate the claims process if you're ever faced with severe home damage or a burglary.