Reviews Report
- Independent ratings remain favorable in 2025: major editorial outlets place Liberty Home Guard (LHG) in the low-to-mid 4s out of 5, while large consumer platforms show high‑4‑star averages (see U.S. News 360 Reviews, Forbes Home, Trustpilot, and ConsumerAffairs).
- LHG markets three core plans, 24/7 claim submission, and a large menu of add‑ons; service call fees are typically mid‑tier (~$65–$125 per claim) and premiums are quote‑based by ZIP and plan (Liberty Home Guard; fee/premium benchmarks: Forbes Advisor).
- Across leading competitors, expect similar plan structures (appliances, systems, combo) but different workmanship guarantees: LHG 60 days, American Home Shield (AHS) ~30 days, Cinch 180 days, and AFC lifetime; service fees commonly range ~$75–$150 per claim, and AHS frequently offers $75/$100/$125 options depending on state (LHG; AHS; Cinch; AFC Home Club; benchmarks: Forbes Advisor).
Liberty Home Guard is positioned among the best home warranty companies based on broad plan availability, add-ons, and strong public sentiment. On the Better Business Bureau, LHG shows an A‑range letter grade with a mid‑to‑high‑4‑star customer review average; BBB figures update continuously and should be verified on the live profile (BBB profile search). Consumer platforms report similarly high satisfaction (Trustpilot typically 4.5–4.7/5 “Excellent,” ConsumerAffairs often high‑4s), though exact ratings and counts change over time (Trustpilot; ConsumerAffairs).
LHG focuses on major systems/appliances coverage with optional add-ons for homes with pools, wells, septic systems, additional refrigerators, and more (Liberty Home Guard). Claims can be filed 24/7. Workmanship recalls are backed by a stated 60‑day guarantee—longer than some competitors (e.g., ~30 days at AHS) but shorter than common expectations in licensed trades, where 1‑year workmanship is typical in residential work (see sector norms in HUD, NJ DCA, and California Right to Repair; also NRCA for roofing and NAPA AutoCare for auto).
Liberty Home Guard Home Warranty Overview
LHG appears in independent roundups from Rocket Mortgage, U.S. News 360 Reviews, Forbes Home, and This Old House Reviews. Key features include 24/7 claims, extensive add-ons, and a 60‑day workmanship guarantee from LHG. Note that many licensed trades commonly offer around one year of workmanship coverage, so 60 days is shorter than typical craft norms (HUD; NJ DCA; California Right to Repair).
PROS
CONS
Liberty Home Guard Warranty Highlights
Liberty Home Guard Warranty Plans
Liberty Home Guard vs. The Competition
| Provider | Reviews.com Score | Price | Trade Service Fee | Plans | Available Add-ons |
| Liberty Home Guard | 3.6 | Quote-based; typically mid-range (benchmarks) | $65–$125 | Appliance GuardSystems GuardTotal Home Guard | Pool/spa equipment Septic systems pumping Well pump Sump pump Central vacuum And more |
| Global | 4.8 | Must call for quote | $60–$100 | GoldPlatinumElite | Garage door opener Central vacuum Washer/dryer Additional fridge/freezer Well pump Pool/spa equipment And more |
| American Home Shield | 3.6 | Quote-based; wide range (~$30–$90+) (benchmarks) | $75, $100, $125 | ShieldSilverShieldGoldShieldPlatinum | Electronics Pool/in-ground spas Guest unit Septic/well pumps |
| OneGuard | 3.8 | $30–$56/mo. | $69 | SentinelCenturionGuardian | Additional freestanding refrigeration units Additional pool pump/water feature Additional sprinkler valve Built-in pool/spa Extended main line And more |
Information current as of 2025; sources update continuously.
Liberty Home Guard vs. Global Home Protection
LHG publicly markets three core plans and an extensive add-on menu with online quote flows; Global often requires a phone quote for pricing clarity. Regardless of provider, confirm ZIP-specific availability, item caps, and workmanship terms before enrolling (Liberty Home Guard).
Liberty Home Guard vs. American Home Shield
Both offer three tiers and broad add-ons. Differences to note: LHG’s workmanship guarantee is 60 days, while AHS lists ~30 days; AHS typically lets you select a $75, $100, or $125 service fee (varies by state). Pricing for both is quote-based and spans a wide range by plan and ZIP. Review each company’s state contract for coverage caps, exclusions, and recall windows (LHG; AHS plans; pricing benchmarks: Forbes Advisor).
Liberty Home Guard vs. OneGuard
Plan structures and availability differ by market. LHG emphasizes a large add-on catalog and 24/7 claim intake; OneGuard’s plan names and features vary regionally. For either provider, verify ZIP availability, coverage caps, service-fee options, and workmanship terms in state-specific contracts before purchase; checking BBB profiles can also provide current letter grades, review averages, and complaint history (BBB profile search).
Liberty Home Guard FAQ
Methodology
We evaluated Liberty Home Guard using a multi-source approach emphasizing current, independently verifiable data: BBB letter grade, BBB customer review average, and complaint history (BBB); large-sample consumer ratings (Trustpilot, ConsumerAffairs); editorial scores and plan verification (U.S. News, Forbes Home, This Old House); and national price/service-fee benchmarks (Forbes Advisor). We also integrated industry context on costs, digital service, and transparency and compared workmanship guarantees across leading brands (Consumer Reports; McKinsey; Zendesk; CA SB 478; competitor policies: AHS, Cinch, AFC).
- Starting Monthly Price and Fees: Because pricing is quote-based, we benchmark typical ranges against independent roundups and validate that service-fee options and workmanship terms align with provider disclosures.
- Trade Service Fee: Providers with lower per-claim fees typically score higher when normalized for plan tier and market.
- Customer Satisfaction: We combine BBB letter grade and BBB customer review average with high-volume consumer platforms (Trustpilot, ConsumerAffairs) to avoid over-weighting any single source.
- Customer Experience and Policies: We assess claim submission options, workmanship guarantees, cancellation terms, and technician policies, incorporating 2024–2025 customer-service best practices (e.g., digital triage, AI-assisted service) and regulatory transparency expectations.
- Coverage: We verify base coverage and the breadth of add-ons against provider materials and consider workmanship guarantee length as a differentiator (e.g., LHG 60 days; AHS ~30 days; Cinch 180 days; AFC lifetime).
