Lauren Ward

Contributing Writer​

Lauren Ward is a personal finance writer who regularly covers consumer insurance products. Her work has appeared in a variety of online publications, including Bankrate and The Simple Dollar. She graduated from Georgetown University with a BA in Japanese.

More from Lauren Ward

How to Get Cheap Car Insurance for Students

Car insurance for students is the most expensive when you look at averages across age ranges. Simply put, college students often pay thousands of dollars more than anyone else. Therefore, finding cheap car insurance for students can be difficult, but it’s not impossible.  There are some companies that offer affordable student car insurance that is ...

Do I Need Rental Car Insurance?

Not owning a car typically negates the need for auto insurance. However, being covered by an insurance policy is a good idea if you frequently rent vehicles for travel. An uninsured driver faces financial risks if the rental vehicle is damaged in their care, and the best way to prevent such situations is with a ...

What to Do After a Car Accident

Reviews Report In 2018, 28.1% of car crashes resulted in injury. 6.13 auto collision claims per 100 car years were filed in 2019 and 2018, a slight decrease from 2017. It’s crucial to collect accurate contact and insurance information from the other driver to file a claim with an insurance company. Car accidents can happen ...

21st Century Auto Insurance Review

21st Century is available exclusively to drivers in California and Hawaii. You’ll find standard policies available, alongside a few optional add-ons. The company offers 24/7 claims service so you can file a claim anytime you need. There’s also a mobile app for drivers who want to pay their bill and file claims without logging onto ...

Best Car Insurance in South Dakota

Paying for car insurance is just a part of owning a car.  South Dakota’s full coverage rates are on par with the national average, but is one of the most affordable states for minimum coverage. We chose the best car insurance companies in South Dakota based on annual premium cost, consumer support and satisfaction, coverage ...

The Best North Dakota Auto Insurance Companies of 2022

Reviews Report North Dakota’s average rates are cheaper than the average national rates. State law requires drivers to have PIP and uninsured/underinsured motorist coverage Finding the best North Dakota car insurance requires a bit of groundwork, but we’ve done the heavy lifting for you. We determined USAA and Progressive to be the top car insurance ...

The Best Wedding Insurance Companies of 2021

Wedding insurance covers you financially in a wide range of circumstances that can happen leading up to the event and even on the big day itself.  We evaluated insurers based on the amount of liability coverage available, flexibility surrounding cancellations, and helpful features designed to benefit couples getting married. What Is Wedding Insurance? Wedding insurance ...

The Cost of Flood Insurance

If you look at your home insurance, you may notice flood damage is excluded— meaning your insurance company won’t cover it. Should your home or personal belongings be destroyed by a flood, you would be responsible to pay for all flood-related damages. Flood insurance is different from home insurance in that in most cases it ...

The Best Nerf Gun

Arming your family with the best Nerf gun is a great way to spend time together both inside and out. This round up offers a range of options, from old-school triggers to motorized blasters to suit kids (and grown-ups) of any age or size.  The Best Nerf Gun Nerf N-Strike Elite SurgeFire — Best Pumper ...

American Residential Warranty Review

With American Residential Warranty, you can get exactly the type of home warranty you need at a price you can afford. Offering six different plans and options to pay either monthly, quarterly, or annually, American Residential Warranty provides a truly customizable solution for anyone looking to protect their home.  American Residential Warranty Overview Plan types: ...

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