Lauren Ward

Contributing Writer​

Lauren Ward is a personal finance writer who regularly covers consumer insurance products. Her work has appeared in a variety of online publications, including Bankrate and The Simple Dollar. She graduated from Georgetown University with a BA in Japanese.

More from Lauren Ward

Amazon Home Warranty Review

Amazon Home Warranty is a BBB-accredited home warranty company with an A+ rating, and for good reason. They cover a huge amount of appliances and systems, offer an almost exhaustive list of optional add-ons, and are extremely well-reviewed online.  Here’s everything you should take away from Amazon Home Warranty. Amazon Home Warranty Overview Plan types: ...

Fixd Repair Review

Fixd Repair is a modern home warranty company that not only comes with affordable protection plans for your home, but also has an app that you can use to file a claim, track your technician’s progress to your home, and view your claim’s status.  Additionally, Fixd only sends in-house technicians to your home that have ...

OneGuard Home Warranty Review

OneGuard Home Warranty is an affordable home warranty company that goes the extra mile for each and every customer. Servicing Texas, Nevada, and Arizona, OneGuard offers additional perks like pest management, window cleaning, utility switching, garage door reprogramming, and much more. Best of all? This A+ rated Better Business Bureau-accredited company approves a staggering 95% ...

Erie Auto Insurance Review

Reviews Report Reviews.com scored Erie a 4.4 out of 5, based on average cost of a premium, A.M. rating, and J.D. Power score.  Erie car insurance offers plenty of discounts and programs like Rate Lock to help drivers save on premiums. Customers can save up to 25% on premiums when bundling home and auto with ...

Do I Need Rental Car Insurance?

Not owning a car typically negates the need for auto insurance. However, being covered by an insurance policy is a good idea if you frequently rent vehicles for travel. An uninsured driver faces financial risks if the rental vehicle is damaged in their care, and the best way to prevent such situations is with a ...

What is Cash Value Life Insurance

Cash value life insurance covers a range of policy types. Each type comes with its own benefits and limitations, but they all have a few things in common. First, they guarantee a death benefit payment as long as the insured person keeps up with premiums. Second, they include a “cash value” savings or investment account ...

Family Life Insurance Riders, Explained

Reviews Report Usually, life insurance riders are chosen when the life insurance policy is purchased. Child riders, waiver of premium, terminal/critical illness, and return of premium riders are the most common types of family life insurance riders. Some life insurance riders provide benefits in the event of illness, injury, or death. Life insurance riders are ...

What Is Term Life Insurance?

Term life insurance provides your beneficiary with a death benefit in the event you pass away during a specified period. In most cases, a term life insurance policy lasts between 10 and 20 years, although they can go as long as 30. When the period expires, you can either renew your policy, let it expire ...

What to Do After a Car Accident

Reviews Report In 2018, 28.1% of car crashes resulted in injury. 6.13 auto collision claims per 100 car years were filed in 2019 and 2018, a slight decrease from 2017. It’s crucial to collect accurate contact and insurance information from the other driver to file a claim with an insurance company. Car accidents can happen ...

How to Shop for Life Insurance

When it’s time to shop for life insurance, it’s smart to weigh all of your options before choosing a policy. The most important part of the process is to evaluate where you are in your life today and where you think you’ll be in the years to come. People often purchase life insurance to help ...

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