Lauren Ward

Contributing Writer​

Lauren Ward is a personal finance writer who regularly covers consumer insurance products. Her work has appeared in a variety of online publications, including Bankrate and The Simple Dollar. She graduated from Georgetown University with a BA in Japanese.

More from Lauren Ward

Family Life Insurance Riders, Explained

Reviews Report Usually, life insurance riders are chosen when the life insurance policy is purchased. Child riders, waiver of premium, terminal/critical illness, and return of premium riders are the most common types of family life insurance riders. Some life insurance riders provide benefits in the event of illness, injury, or death. Life insurance riders are ...

What Is Term Life Insurance?

Term life insurance provides your beneficiary with a death benefit in the event you pass away during a specified period. In most cases, a term life insurance policy lasts between 10 and 20 years, although they can go as long as 30. When the period expires, you can either renew your policy, let it expire ...

What to Do After a Car Accident

Reviews Report In 2018, 28.1% of car crashes resulted in injury. 6.13 auto collision claims per 100 car years were filed in 2019 and 2018, a slight decrease from 2017. It’s crucial to collect accurate contact and insurance information from the other driver to file a claim with an insurance company. Car accidents can happen ...

How to Shop for Life Insurance

When it’s time to shop for life insurance, it’s smart to weigh all of your options before choosing a policy. The most important part of the process is to evaluate where you are in your life today and where you think you’ll be in the years to come. People often purchase life insurance to help ...

Best West Virginia Homeowners Insurance Companies

It should come as a welcomed fact that the average cost of homeowners insurance in West Virginia is a few hundred dollars lower than the national average. And while the price is an important factor when choosing the best homeowners insurance companies in West Virginia, customers also need to look at factors like coverage, claims ...

Best Car Insurance in South Dakota

Paying for car insurance is just a part of owning a car.  South Dakota’s full coverage rates are on par with the national average, but is one of the most affordable states for minimum coverage. We chose the best car insurance companies in South Dakota based on annual premium cost, consumer support and satisfaction, coverage ...

21st Century Auto Insurance Review

21st Century is available exclusively to drivers in California and Hawaii. You’ll find standard policies available, alongside a few optional add-ons. The company offers 24/7 claims service so you can file a claim anytime you need. There’s also a mobile app for drivers who want to pay their bill and file claims without logging onto ...

The Best North Dakota Auto Insurance Companies of 2022

Reviews Report North Dakota’s average rates are cheaper than the average national rates. State law requires drivers to have PIP and uninsured/underinsured motorist coverage Finding the best North Dakota car insurance requires a bit of groundwork, but we’ve done the heavy lifting for you. We determined USAA and Progressive to be the top car insurance ...

The Best Car Insurance Companies in New Hampshire

Reviews Report The cheapest provider in New Hampshire is USAA, with an average annual full coverage premium of $$681, according to Bankrate.com. Drivers are not legally required to carry insurance in New Hampshire, but it is highly recommended. Finding the best auto insurance in New Hampshire can be difficult if you don’t live in the ...

World Nomads Travel Insurance Review

World Nomads Travel Insurance offers insurance protection for when you need it the most. At home, you can reasonably prepare for some of life’s more unfortunate, but likely events. While traveling, this process is a little harder. Thankfully World Nomads makes it a little easier to be prepared financially in case of an unforeseen event.   ...

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