Maggie Overholt

Contributor​

Maggie is a former lead insurance editor at Reviews.com. She's written more than 70 insurance articles covering homeowners, auto, life, motorcycle, travel, and more.

More from Maggie Overholt

40% of Drivers Don’t Shop Around for Car Insurance as Often as They Should

Did you know that two identical car insurance policies, for the same driver, can vary by hundreds of dollars depending on the insurance company that sells them? This is because every insurer has a unique underwriting formula. (“Underwriting,” in short, is the equation a company plugs your personal information into to figure out how risky ...

Adding a Teen Driver to Your Car Insurance Without Breaking the Bank

Whether your teen has saved enough money to buy their first car or you’ve given them a car as a gift, it’s finally time for them to start driving. But first, your teen will need to have auto insurance. As you may have heard or experienced first hand, insuring a teenage driver is expensive. Most ...

How Does a Car Accident Affect Your Car Insurance?

5 Things You Should Know About Accidents and Car Insurance Rates 1. It’s True, Accidents Affect Your Car Insurance Rates There are plenty of good reasons to drive carefully (you don’t need us to tell you that), but the fact that low car insurance rates depend on safe driving habits is a biggie. How much ...

What You Should Know About Insurance Claims

What’s an insurance claim? “Filing a claim” is the process you go through to get a payout from your insurance company when something bad happens. Claims involve paperwork, photos, damage appraisal, and sometimes (depending on the nature of the claim) legal action. While all that might sound like a bit of a headache, the good ...

What is Full Coverage Car Insurance?

When it comes to insuring your car or yourself as a driver, you have many options to choose from. Two of the more popular questions are, “What is full coverage auto insurance?” and, “Should I get full coverage auto insurance?” Full coverage insurance refers to the process of combining several individual types of auto insurance ...

No-Fault Car Insurance Explained

What is PIP insurance? A handful of states have “no-fault” auto insurance laws, which means your own insurer must pay for your and your passengers’ injuries after an accident — no matter who caused it. No-fault states require drivers to purchase personal injury protection (PIP) as part of their car insurance policy. The PIP limit ...

Car Insurance Quotes: Everything You Need to Know

The first rule of car insurance is to compare, compare, compare. You’ll see this over and over again; whether it’s a review site like ours or a resource like the Insurance Information Institute, you’ll be advised to get multiple quotes before choosing a provider. The reason? Every insurer weighs your personal details differently, meaning they’ll ...

Ameriprise Financial Review

Ameriprise checks off everything we recommend for great car insurance: well-rounded coverage, reasonable pricing, and customer service that will have your back. Plus, the company earned an “A” financial strength rating from A.M. Best, meaning you can count on it if you need to file a claim. All of that may seem pretty boilerplate, but ...

How to Buy Life Insurance

Life insurance can be a difficult item on the financial to-do list. “Buying something for when you die is not appealing, but you still need to take the time to research it,” says Zhaneta Gechev, a 15-year life insurance agent and owner of OneStopLifeInsurance.com. “The biggest mistake I see when people shop for life insurance ...

Life Insurance FAQ

Frequently Asked Questions How Does Life Insurance Work? Do I Need Life Insurance? What Does Life Insurance Cover? What is Term Life Insurance? What is Whole Life Insurance? What is Universal Life Insurance? What Type of Life Insurance Should I Buy? How Much Does Life Insurance Cost? How Are Life Insurance Rates Determined? What Types ...

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