More from Reviews Staff
USAA Renters Insurance Review
USAA renters insurance coverage remains a top choice for eligible members, with replacement cost personal property coverage, broad protections, and uncommon inclusion of flood and earthquake coverage. However, only military service members, veterans and their immediate family members qualify for coverage with this company. With wide-ranging coverage options, competitive pricing for many households and strong ...
Why You Need Rideshare Insurance and Which Companies Offer It
We dug through the best rideshare insurance available right now, as well as rideshare insurance cost, so you can make an informed decision of which policy will work best for you....
The Best Smart Hub
The Best Smart Hub Smart hubs have evolved from single-brand bridges into multiprotocol controllers that speak modern standards. In 2025, the baseline is Matter for device interoperability and Thread for low-power mesh, with many hubs also handling legacy Zigbee and Z‑Wave via native radios or bridges. Matter’s recent releases expanded device types and improved multi-admin ...
How Hurricane Shutters Can Lower Your Insurance Rate
Insurers routinely file wind-mitigation credits when you harden your home against storms. Verified opening protection (impact-rated shutters or windows) typically earns about 5–25% off the wind/hurricane portion of your premium, while documented roof-system upgrades verified through IBHS FORTIFIED can yield roughly 15–35% off that wind portion, depending on state and insurer. In Florida, insurers are ...
The Best Cat Litter
Cats are wonderful companions, but the odor from their litter box can be a major drawback. Today’s market is dominated by clumping clay litters, which account for well over three-quarters of sales by value, while plant-based/biodegradable formats are the fastest-growing segment from a smaller base (market analysis). Buying is increasingly done on subscription—Chewy reported about ...
What Is Unoccupied and Vacant Home Insurance?
Vacant property insurance is harder to place today because many admitted homeowners carriers restrict vacancy and route these risks to specialty or surplus lines programs. Market capacity tightened further after elevated catastrophe losses and reinsurance discipline: global insured losses were about USD 95 billion in 2024, with the U.S. the largest contributor, driven by wildfire and ...
Allstate Homeowners Insurance Review
Reviews Report Industry satisfaction has been under pressure amid premium increases and availability constraints; see the 2020 J.D. Power U.S. Home Insurance Study for the latest trends and top-ranked carriers (reported on a 1,000-point scale). Allstate’s core property-casualty companies hold high financial strength ratings — AM Best A+ (Superior), S&P AA-, and Moody’s Aa3; verify ...
4 Things You Can Do With Your Cash Value Life Insurance
If you have a permanent life insurance policy, or you’re considering one, you might be wondering about the “cash value” attached to it. As of 2025, two forces shape how useful cash value can be: borrowing costs and what your policy is currently crediting. Policy loan rates are generally in the high single digits right ...
The Best Homeowners Insurance in Ohio of 2025
Reviews Report Home insurance in the Buckeye State is affordable compared to other states. The latest NAIC homeowners data compiled by the Insurance Information Institute shows Ohio’s average homeowners expenditure in the low-$1,100s (policy year 2022), below the U.S. average. More current market snapshots indicate typical premiums around the low-$1,200s per year for a $250,000 ...
Rideshare Crime Rates and Safety Tips for Women: Understand the Risks of Your Trip
Fast facts: Uber received 3,824 reports of the five most severe categories of sexual assault across 2019–2020 U.S. trips (about 0.0002% of trips, or roughly two in a million), and the report identified 20 fatalities from physical assaults associated with trips; experts also note many assaults go unreported, and no newer U.S.-wide totals have been ...
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