Taylor Leamey is a feature writer for Reviews.com. After graduating with a BS in Psychology and Sociology, she worked as a retail copywriter before joining the Reviews team in October 2019. In her spare time, Taylor enjoys painting and spending time with her cats.

The Latest from Taylor

What is a Cash Advance APR?

What is a Cash Advance APR?

Feb 28, 2020 | News

The concept of a cash advance is simple. It’s a short-term loan that’s taken against the available balance of your credit card. Even though it’s easy to define, it doesn’t mean it’s a transaction you should make lightly. From the fees to the higher APR, a cash advance can be one of the most expensive…

How to Consolidate Credit Card Debt

How to Consolidate Credit Card Debt

Feb 26, 2020 | News

If you’re struggling with multiple high-interest credit card payments, debt consolidation may be an excellent opportunity for you. Debt consolidation is the act of combining multiple balances into one payment, which is easier to manage and with a lower interest rate and a longer period to pay it off. Debt consolidation isn’t for everyone and…

Data Privacy Laws by State

Data Privacy Laws by State

Feb 24, 2020 | News

Your Data Travels Even If You Don’t The more connected we become, the more data we will continue to share. Think about how often you access the internet and input or view sensitive information. From accessing health care information to paying bills online to even tagging your location on social media, you’re sharing information that…

How Introductory APRs Work

How Introductory APRs Work

Feb 14, 2020 | News

What Are Introductory APRs? As a way to reward you for opening a new card, credit card companies often offer an introductory APR for a set period. It can be as low as 0%, which is a great incentive if you carry balances on your credit cards. Introductory APRs generally last anywhere from six to…

Internet Options for Students on Low Income

Internet Options for Students on Low Income

Feb 04, 2020 | News

The Internet Isn’t Optional The internet is no longer a service that’s useful to have. It’s a necessity, especially for students of all levels. Many schools embrace technology in and out of the classroom and even provide students with the hardware to complete assignments. While this addresses one issue, it entirely ignores another: internet connection….

What Are Balance Transfers and How Do They Work?

What Are Balance Transfers and How Do They Work?

Jan 24, 2020 | News

If you’re carrying a balance on a high-interest credit card and are worried about high interest rates, you have options. Transferring your balance to a low-interest card shifts your financial obligation to the new card’s carrier and pays off the original card. A balance transfer doesn’t lower your debt, it simply moves it from one…

Your Debt-to-Income Ratio and What It Means For Getting a Mortgage

Your Debt-to-Income Ratio and What It Means For Getting a Mortgage

Jan 20, 2020 | News

The Debt-to-Income Ratio is: A debt-to-income ratio (DTI) is a fundamental financial metric that lenders use to evaluate a potential borrower’s ability to make monthly payments. Essentially: How likely are you to repay your loan in full? Your debt-to-income ratio is the total of all of your monthly debt payments divided by your gross monthly…

8 Grants and Loans Every First-Time Homebuyer Needs to Know About

8 Grants and Loans Every First-Time Homebuyer Needs to Know About

Jan 17, 2020 | News

Buying a home is a big deal, especially when it’s your first one. Today, navigating the real estate market is more complicated than ever before. The 2019 home buyers and sellers generational trends report by the National Association of Realtors® found 42% homebuyers from ages 29 to 38 carry student loan debt, at an average…

Closing Costs: What You Need to Know

Closing Costs: What You Need to Know

Jan 13, 2020 | News

When saving for a house, it’s easy to fixate on securing your down payment. But that isn’t the only thing you should be concerned with. Closing costs are the collection of fees that you pay to finalize the sale and transfer the property from seller to you, the buyer. Closing costs can catch you off…

Using Home Security to Protect Your Prescription Drugs

Using Home Security to Protect Your Prescription Drugs

Jan 10, 2020 | News

A top view of a pattern of prescription pills set to a cyan blue backdrop.