Liberty Home Guard Review

Liberty Home Guard has high customer satisfaction ratings and plenty of coverage options for homeowners ​
Fact-checked with HomeInsurance.com ​
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20 Available add-on coverage options
Reviews Rating: 3.6/5
Prices start at $39.99/mo.

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Reviews Report

  • Reviews.com scores Liberty Home Guard a 3.6 out of 5, based on coverage, add-ons, price, and more. 
  • Liberty Home Guard is a top-rated home warranty company that features 24/7 customer service, low service and plan fees, three different plans, and a list of 20 add-ons. 
  • The top home warranty companies have three different plans covering systems or appliances or both, a workmanship guarantee policy, and low service fees in common.

Liberty Home Guard warranty is one of the best home warranty companies in the United States. The company is known for its superb customer service ratings, quick service, affordable and quick coverage options, and 24-hour customer service. According to customer reviews, third-party agencies like the Better Business Bureau rated it with A+ in customer satisfaction while customers left 4.66 out of 5 stars on BBB

Liberty Home Guard offers a wide list of coverage options and its objectives are to protect major home systems and appliances. When it comes to customer satisfaction, Liberty Home Guard places priority on customer service by having affordable options in addition to an option to deploy service technicians within 24 hours of receiving a claim.

Liberty Home Guard Home Warranty Overview

Reviews.com Score:
3.6
Starting Price:
$39.99/mo.
Service Fee:
$65–$125
States Served:
45 states
BBB Rating: The BBB rates companies based on trustworthiness and performance. The company uses a variety of factors, including how the company handles customer complaints.
A+

Liberty Home Guard is one of the top rated home protection services by customer reviews who have reported to third party sources like the BBB. It has also been rated as one of the best home warranty companies of 2021 by Rocket Mortgage. The main features include a cheap service fee, affordability, and 24-hour technicians. 

PROS

  • No commitment through contract Customers can cancel their plan with Liberty Home Guard at any time.
  • Cheap pricing compared to competitors Price begins at $1 a day, or $39.99 a month.
  • Coverage options with add-ons Liberty offers three coverage plans and over 20 unique add-ons.
  • 24-hour technician availability Liberty Home Guard will have a technician on site for customers within 24 hours of submitting a claim.

CONS

  • Only available in certain states Liberty Home Guard is offered in 45 states except for California, Illinois, Washington, Wyoming, and Wisconsin.
  • Cannot choose service technician Customers cannot choose their preferred service technician.
  • Fairly new in the industry Liberty Home Guard only has about three years of experience as a home warranty company.

Liberty Home Guard Warranty Highlights

Coverage & Plans
Guarantees
Before You Buy

Liberty Home Guard offers three different plans that customers can choose from to cover the appliances and/or systems in their homes: 

  • Appliance Guard: Under this plan, monthly premiums are about $39.99 per month. The main feature in this plan is that it covers appliances only. The appliances covered include garbage disposal, built-in microwave, built-in kitchen appliances, refrigerator, dishwasher, washer and dryer, and ceiling and exhaust fan. 
  • System Guard: Under this plan, the monthly premium is about $44.99 per month. The main features in this plan includes covering only home systems. The systems that are covered include heating and air conditioning, plumbing, electrical, water heaters, and ductwork. Appliances are not covered.
  • Total Home Guard: Under this plan, monthly premiums are around $49.99 per month. The Total Home Guard plan covers both appliances and systems. 

Furthermore, Liberty Home Guard has over 20 optional add-on coverage to round out its home warranty plans. Homeowners can pick and choose the optional coverage that best suits their needs.

Liberty Home Guard has a 60-day workmanship guarantee. This means that certified technicians from Liberty are backed by a 60-day warranty which will cover the cost of a repair or replacement if it fails within the 60 day period from the initial service.

A few exclusions and limitations apply to Liberty Home Guard’s plans. For example, the home warranties only cover repairs needed from normal wear or tear. It will not cover damages from human or natural events. Liberty Home Guard requires customers to pay a service fee when the contractor repairs or replaces an item in your home.

Liberty Home Guard Warranty Plans

Liberty Home Guard vs. The Competition 

ProviderReviews.com ScorePriceTrade Service FeePlansAvailable Add-ons
Liberty Home Guard3.6$39.99–$49.99/mo.$75-$100Appliance GuardSystems GuardTotal Home GuardPool/spa equipment
Septic systems pumping
Well pump 
Sump pump 
Central vacuum 
And more
Global 4.8Must call for quote$60–$100GoldPlatinumEliteGarage door opener
Central vacuum
Washer/dryer
Additional fridge/freezer
Well pump
Pool/spa equipment 
And more
American Home Shield3.6Starting at $39.99/mo.$75, $100, $125AppliancesSystemsComboElectronics
Pool/in-ground spas
Guest unit
Septic/well pumps
OneGuard3.8$30–$56/mo.$69SentinelCenturionGuardianAdditional freestanding refrigeration units
Additional pool pump/water feature 
Additional sprinkler valve
Built-in pool/spa
Extended main line
And more

Information accurate as of April 2021

Liberty Home Guard vs. Global Home Protection 

The main differences between Liberty Home Guard and Global Home Protection is in pricing and coverage. Liberty Home Guard offers more items covered under both appliance and system plans. Additionally, Liberty Home Guard averages at about $39.99–$49.99 a month, depending on the plan, while Global Home does not list plan prices. In terms of discounts, both LIberty Home Guard and Global Home Protection offer new customers $200 off and two months of free service. 

Liberty Home Guard vs. American Home Shield

The main differences between Liberty Home Guard and American Home Shield are in customer service, price, and coverage. Liberty Home Guard offers more coverage options than American Home Shield. Under American Home Shield, air conditioning and heating, central vacuum, and water heaters are not covered. However, both have a sizable list of add-ons. In terms of pricing, Liberty Home Guard averages at about $39.99 per month to $49.99 per month depending on the plan, while American Home Shield plans are slightly cheaper starting at $29.99 per month to $49.99 per month. However, when it comes to service fees, American Home Shield can cost up to $125. AHS offers a 30-day workmanship guarantee while Liberty offers 60 days. 

Liberty Home Guard vs. OneGuard

When it comes to pricing OneGuard is slightly cheaper with rates starting from $30 a month while Liberty starts from $39.99 per month. Another difference is that OneGuard covers pre-existing conditions, which not many home warranty companies cover. When it comes to customer service, both OneGuard and LIberty Home Guard received an A+ rating by BBB.

Liberty Home Guard FAQ 

Methodology

We evaluated Liberty Home Guard based on customer experience, customer satisfaction, monthly cost, trade service fees and coverage to determine Reviews.com scores and create our best home warranty reviews. To compare home warranty companies with other providers across the board, we calculate each Reviews.com score based on the following:

  • Starting Monthly Price: The lower the cost of a home warranty company’s monthly contract, the higher the score. Inversely, the higher the cost of the monthly contract, the lower the score in this metric. 
  • Trade Service Fee: We awarded higher scores to home warranty companies with lower trade service fees.
  • Customer Satisfaction: Reviews.com utilized the Better Business Bureau ratings to assign customer satisfaction scores to home warranty companies. 
  • Customer Experience: Using the Better Business Bureau, we reviewed rating of customer complaints lodged and resolved with BBB.
  • Coverage: We compared available coverage and add-ons offered by home warranty companies to assign Reviews.com scores.

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