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- Foremost is part of the Farmers Insurance Group of Companies and sells numerous insurance products.
- While J.D. Power does not rate Foremost for customer or claims satisfaction, its parent company Farmers receives above-average scores.
- Coverage is available in all 50 states and Washington, D.C., although product availability may vary by state.
Foremost, a part of the Farmers Insurance Group of Companies, was founded in 1952 and aims to create a “Better Insurance Experience” for its clients. The company sells coverage in all 50 states and Washington, D.C. Although its name is not as well-known in the industry, Foremost offers an impressive array of insurance products through several underwriting companies, including Bristol West, AARP, and J.C. Taylor. Reviews.com analyzed Foremost insurance products to help you decide if the carrier is right for your needs.
Foremost Insurance Overview
|Auto insurance||Home insurance|
|J.D. Power Customer Satisfaction Score*||N/A||N/A|
|AM Best Financial Strength||A (Excellent)||A (Excellent)|
Foremost Auto Insurance
Foremost auto insurance is sold through Bristol West, a company acquired by Farmers in 2007. The company notes that it offers coverage for a range of drivers, including high-risk drivers. However, Foremost doesn’t list much information about Bristol West’s coverage options online, which may indicate that policies are fairly basic. The best way to find out what options are available for you, you can reach out to an independent agent in your ZIP code for a quote.
J.D. Power does not rate Bristol West for auto insurance. To find out if Bristol West is the best car insurance company for you, you may want to get quotes and review the coverage options. This could help you decide if the company’s offerings align with your needs.
- Strengths: Offers coverage through Bristol West for a range of driver profiles
- Restrictions: Few options for customization noted online, no instant online quote option
- Discounts: Auto insurance discounts are not listed on its website
Foremost Home Insurance
Foremost home insurance comes in a few packages: Standard, Plus, or Platinum. Each package offers different coverage levels, but you may be able to add options like home share coverage, service line coverage, or business property coverage to further protect your finances. You may even be able to add replacement cost coverage for your home, which means you’ll be paid the actual cost to repair or replace your damages rather than receiving a claims settlement with depreciation removed.
Like with auto insurance, though, the best way to understand the options available is to contact a Foremost agent and get a quote. Coverage options and discounts may vary by state, so working with an agent can help you understand if Foremost is the best home insurance company for your situation.
- Strengths: Home insurance is sold in packages with options for customization
- Restrictions: Its website doesn’t provide much information, no online quote option
- Discounts: Foremost does not list any home insurance discounts on its website
Frequently Asked Questions
Not quite. Foremost is a part of the Farmers Insurance Group of Companies, but that doesn’t mean that Foremost’s auto or home insurance policies are the same as Farmers’ policies. Farmers acquired Foremost in 2000, but Foremost policies may still have different options than Farmers’ policies, so getting quotes from each company may be a good practice.
Through a network of underwriting companies, Foremost offers a long list of insurance products, including auto, collectible auto, commercial (business) auto, home, mobile home, vacant home, renters, condo owners, motor home, travel trailer, and more. You may find that some products are not available in your area.