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Reviews Report
- Foremost is part of the Farmers Insurance Group of Companies and sells numerous insurance products.
- While J.D. Power does not rate Foremost for customer or claims satisfaction, its parent company Farmers receives above-average scores.
- Coverage is available in all 50 states and Washington, D.C., although product availability may vary by state.
Foremost, a part of the Farmers Insurance Group of Companies, was founded in 1952 and aims to create a “Better Insurance Experience” for its clients. The company sells coverage in all 50 states and Washington, D.C. Although its name is not as well-known in the industry, Foremost offers an impressive array of insurance products through several underwriting companies, including Bristol West, AARP, and J.C. Taylor. Reviews.com analyzed Foremost insurance products to help you decide if the carrier is right for your needs.
Foremost Insurance Overview
| Auto insurance | Home insurance | |
| J.D. Power Customer Satisfaction Score* | N/A | N/A |
| AM Best Financial Strength | A (Excellent) | A (Excellent) |
*Based on J.D. Power’s 2021 Auto Claims Satisfaction Study and 2022 Property Claims Satisfaction Study
Foremost Auto Insurance
Foremost auto insurance is sold through Bristol West, a company acquired by Farmers in 2007. The company notes that it offers coverage for a range of drivers, including high-risk drivers. However, Foremost doesn’t list much information about Bristol West’s coverage options online, which may indicate that policies are fairly basic. The best way to find out what options are available for you, you can reach out to an independent agent in your ZIP code for a quote.
J.D. Power does not rate Bristol West for auto insurance. To find out if Bristol West is the best car insurance company for you, you may want to get quotes and review the coverage options. This could help you decide if the company’s offerings align with your needs.
- Strengths: Offers coverage through Bristol West for a range of driver profiles
- Restrictions: Few options for customization noted online, no instant online quote option
- Discounts: Auto insurance discounts are not listed on its website
Foremost Home Insurance
Foremost home insurance comes in a few packages: Standard, Plus, or Platinum. Each package offers different coverage levels, but you may be able to add options like home share coverage, service line coverage, or business property coverage to further protect your finances. You may even be able to add replacement cost coverage for your home, which means you’ll be paid the actual cost to repair or replace your damages rather than receiving a claims settlement with depreciation removed.
Like with auto insurance, though, the best way to understand the options available is to contact a Foremost agent and get a quote. Coverage options and discounts may vary by state, so working with an agent can help you understand if Foremost is the best home insurance company for your situation.
- Strengths: Home insurance is sold in packages with options for customization
- Restrictions: Its website doesn’t provide much information, no online quote option
- Discounts: Foremost does not list any home insurance discounts on its website
Frequently Asked Questions
About the Authors
Elizabeth Rivelli is an insurance writer for Reviews.com. Over the last year, she has covered insurance providers, best policies, industry trends and more. Elizabeth has been featured in The Simple Dollar, Bankrate and Coverage.com, among others. She holds a bachelor's degree in Communication Studies from Northeastern University in Boston, MA. The Best Term Life Insurance Companies is Elizabeth’s favorite review on Reviews.com.
