Great coverage for mechanical problems:
Nationwide car insurance really excels when it comes to coverage for breakdowns and other mechanical problems, offering a range of optional benefits that combine to make sure you're never left out in the cold. With mechanical breakdown insurance, you'll have the peace of mind that comes with knowing sudden engine repairs and parts replacements will be covered under your policy, without any repair facility restrictions. Add roadside assistance and towing coverage to make sure that you're taken care of in the event of a breakdown or lockout, no matter where it happens. Finally, Nationwide auto insurance has rental car reimbursement coverage, which keeps you on the road while your car is being repaired. This coverage even reimburses you if you choose to take a taxi or public transportation to work instead of a rental car.
Easy to file a claim:
It's also nice to know that Nationwide offers convenient claims filing options that help you report accidents and other covered damage fast so you can get back to life as usual. You can initiate a claim by calling your Nationwide agent, calling the national claims center, or accessing the claims center online. You can even start a claim with your smartphone using the Nationwide Mobile app. Whichever method you use, you'll have help every step of the way. Most simple claims can be completed entirely online, though you may have to work with your agent or a claims center representative to work through complex claims.
Access to GAP insurance:
If you have a large car loan, GAP insurance is an important coverage option to have access to. Though not all major auto insurers provide GAP policies, Nationwide auto insurance does. With Nationwide GAP insurance, you can trust that your loan will be paid in full in the event that your car is damaged beyond repair or if it's stolen and unrecovered, even if your loan balance exceeds the car's fair market value. This option offers great peace of mind, especially in the early years of car ownership when the market value of your car falls far faster than your loan balance.
Finding the right insurance provider and building a policy suited to your needs can be a grueling process. Nationwide car insurance helps ease the pain by providing well-organized information and intuitive tools to help you make an informed decision. The Nationwide auto insurance website is organized into three main information sections that do a great job explaining the details of Nationwide's coverage options, driver and vehicle discounts, and claims handling procedures. You can also learn about the On Your Side Review, a consultation service that provides free personalized advice from a Nationwide agent. Finally, you can also access Nationwide's quotation tool, which helps you build a policy that meets your coverage needs and fits your budget.
Nationwide's Vanishing Deductible program is a pretty cool option to take advantage of. Essentially, the program credits you $100 per year just for driving safely. These credits will accumulate in your account to a maximum balance of $500. If you do get into an accident, your credit balance is automatically applied toward your policy deductible. So, for example, if you have a $500 deductible and your Vanishing Deductible program credit stands at $400, you will only have to pay $100 out of pocket for your accident repairs. It's pretty tough to complain about that kind of deal. If you do need to use your credit, your Vanishing Deductible will start back at $100 rather than zero.