Cynthia Paez Bowman

Cynthia Paez Bowman is a contributing writer for Reviews.com. Over the last two years, she has covered insurance, home security and more. She has been featured in MSN, Bankrate, Coverage.com, The Simple Dollar and GOBankingRates. She has dual bachelors degrees in International Business and Journalism from American University in Washington, D.C. “Is It Getting Harder to Get Home Insurance in High-Risk Areas?” is Cynthia’s favorite story on Reviews.com.

More from Cynthia Paez Bowman

How to Protect Homes in Your Community With Firewise

Climate scientists have been warning for some time that the threat of wildfires would increase. The intensity and widespread damage of the recent fires across the West Coast are a great danger to homeowners. In California alone, a record-setting four million acres have been burned this year, surpassing 2018’s high of 1.9 million acres. Several ...

The Tiny House Movement and Insurance: Everything You Need to Know

If you haven’t noticed, there’s a tiny house movement, spurred on by shows such as HGTV’s Tiny House, Big Living and Netflix’s Tiny House Nation, which inspire homeowners today to downsize their home space to fit their lifestyles and teaches them how to create them using the latest space-saving and design-savvy ideas.  Why are tiny ...

Home Cinema Insurance: Make Sure You Have the Right Coverage

A home cinema may sound like a luxurious concept you may only see in large estates, but it’s become more common and accessible. Anyone with a spare bedroom could convert it into their very own home theater. In most cases, all you need is a projector or large flat-screen TV, a surround sound system and ...

Are HomeAdvisor Repairs Covered by Home Insurance?

Imagine a freak storm that causes a large branch from an oak tree outside to snap and damage part of your roof. Your homeowners insurance policy, a coverage designed to step in financially to back you up in these cases, will cover the cost of repairing the roof damage. Your insurance provider will send out ...

Who Owns Progressive Insurance? Experts Answer 7 Popular Insurance Questions.

Progressive is one of the largest insurers in the country boasting the third position in  largest premiums written. The company was founded in 1937 by two Cleveland attorneys named Joseph Lewis and Jack Green under the name Progressive Mutual Insurance Company. The goal was to provide quality insurance to vehicle owners at the time. Take ...

Why California's Home Insurance Rate Cuts Could Backfire

California is in the midst of an insurance battle. Home insurance rates in California are currently the lowest in the country (behind the state of Hawaii). According to the Insurance Information Institute, the average annual homeowners insurance premium in California in 2017  was $1,008 — half the national average. You may find this a bit ...

Is It Getting Harder to Get Home Insurance in High-Risk Areas?

The California wildfires are so extensive that satellite images from NASA show smoke reaching the East Coast and even Europe. It’s been a busy and devastating couple of years for firefighters. The California Department of Forestry and Fire Protection (CAL FIRE) reports almost 8,000 fires and damage to nearly 7,000 structures just in 2020.  On ...

The Best Homeowners Insurance Companies in Texas

When it comes to the variety and frequency of natural disasters, Texas ranks first in the nation. The state has it all — flooding, tornadoes, hurricanes, wildfires, sinkholes, and hailstorms. The best homeowners insurance in Texas needs to provide comprehensive coverage to make sure residents of the Lone Star State are protected.  The best homeowners ...

The Best Homeowners Insurance Companies in Colorado

There’s a saying that if you don’t like the weather where you’re at in Colorado, wait 10 minutes. The unpredictable nature of weather in the Centennial State means that having the best homeowners insurance in Colorado is essential — homeowners are vulnerable to wildfires, flooding, tornadoes, and more.  Choosing from more than a dozen home ...

The Best Homeowners Insurance Companies in New Jersey

New Jersey homeowners have a few hazards they need to watch out for in order to protect their investment. If they live close to the coast, they may be vulnerable to hurricanes and flooding. The cold winters can cause damage from ice and freezing pipes. Having the best homeowners insurance in New Jersey saves you ...

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