Maggie Overholt

Contributor​

Maggie is a former lead insurance editor at Reviews.com. She's written more than 70 insurance articles covering homeowners, auto, life, motorcycle, travel, and more.

More from Maggie Overholt

How Gender Affects Auto Insurance Rates

Do men or women pay more for auto insurance? Different outlets argue both sides. For example, the Insurance Journal writes, “What? Women Pay More Than Men for Auto Insurance? Yup.” while Esurance has a page titled “Why Women Pay Less for Car Insurance.”  We checked rates for sample drivers age 23 to 38 from the ...

How Credit Score Affects Auto Insurance Rates

You know the drill: Auto insurance rates are higher if you’ve been in an accident, got caught speeding, filed one too many claims, or own an expensive car that would cost a lot to replace. These kinds of things could cost your insurer big bucks down the road, so it makes sense they raise premiums ...

How to Buy Life Insurance

Life insurance can be a difficult item on the financial to-do list. “Buying something for when you die is not appealing, but you still need to take the time to research it,” says Zhaneta Gechev, a 15-year life insurance agent and owner of OneStopLifeInsurance.com. “The biggest mistake I see when people shop for life insurance ...

Life Insurance FAQ

Frequently Asked Questions How Does Life Insurance Work? Do I Need Life Insurance? What Does Life Insurance Cover? What is Term Life Insurance? What is Whole Life Insurance? What is Universal Life Insurance? What Type of Life Insurance Should I Buy? How Much Does Life Insurance Cost? How Are Life Insurance Rates Determined? What Types ...

How a DUI Affects Your Auto Insurance

How a DUI Affects Your Car Insurance You already know driving under the influence makes you a danger to yourself and others on the road. It also makes you a much bigger risk to auto insurance companies, which is why they’ll ask drivers with a DUI on record to share the weight of that risk ...

How Lemonade Insurance Works

When Life Gives You Lemons… Having to pay for homeowners insurance month after month leaves a sour taste in most people’s mouths. Lemonade, an app-based homeowners and renters insurance company, is trying to turn that lemon into something sweet by simplifying the insurance process. Insuring your home or apartment through Lemonade is meant to be ...

How to Buy Car Insurance

Learning to be a smart driver was one thing, but becoming a smart insurance shopper? That’s a whole different learning curve. Here we’ll go over a few basic steps for finding the auto insurance you need at a fair price, complete with tips from insurance industry experts. Decide whether to buy through an agent or ...

Auto Insurance FAQ

Frequently Asked Questions Is auto insurance required? What does auto insurance cover? What’s included in “full coverage” auto insurance? When should I buy car insurance? How much auto insurance do I need? How much auto liability coverage do I need? What’s the average cost of auto insurance? How can I get affordable auto insurance? What’s ...

Infinity Auto Insurance Review

Infinity Auto Insurance Review Infinity Insurance specializes in nonstandard insurance, meaning it caters to “high-risk” drivers who might have trouble finding coverage elsewhere due to a poor driving record, an expensive claim history, or another risk indicator. Infinity also makes an effort to be accessible to Hispanic customers, offering all its online resources and customer ...

Michigan has a plan to fix auto insurance. Could other states follow?

Michigan lawmakers passed auto insurance reform legislation recently that state Gov. Gretchen Whitmer has called “truly historic.” When it takes effect in July 2020, the new law is designed to lower car insurance prices by changing both the amount of insurance drivers are required to purchase and the way insurance companies are allowed to set ...

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