Maggie is a former lead insurance editor at Reviews.com. She's written more than 70 insurance articles covering homeowners, auto, life, motorcycle, travel, and more.
More from Maggie Overholt
Tesla Wants to Insure Its Drivers, and Will Double Down on Tracking Data to Do It
Tesla’s worse-than-expected losses per share weren’t the only head-turning news that came out of a Q1 earnings call with Elon Musk last Wednesday. We also learned Musk will be getting his hands on even more of the customer experience by offering in-house car insurance for Tesla customers — supposedly starting sometime next month. “The answer ...
What Happens When Smart Home Tech and Insurance Meet
American Family announced last week that it’s working with Neos, a U.K.-based technology company, to bring something called “smart home insurance” to the U.S. market. Home insurance being a traditionally slow-to-change industry, AmFam’s move to introduce the internet of things (IoT) into the mix perked our ears up. We were also intrigued by the idea ...
40% of Drivers Don’t Shop Around for Car Insurance as Often as They Should
Did you know that two identical car insurance policies, for the same driver, can vary by hundreds of dollars depending on the insurance company that sells them? This is because every insurer has a unique underwriting formula. (“Underwriting,” in short, is the equation a company plugs your personal information into to figure out how risky ...
Stay Safe and Claim-Proof Your Home During a Bomb Cyclone
Yes, “bomb cyclone” really is the technical term for the winter storm bearing down on the central U.S. today. “What makes a storm a ‘bomb’ is how fast the atmospheric pressure falls,” explains New York Times science reporter Henry Fountain. “Deep drops in barometric pressure occur when a region of warm air meets one of ...
Tips for Home Insurance if Your Home Was Hit in Alabama This Week
Tornadoes ripped through Alabama, Georgia, and Florida last Sunday, taking a heavy toll on those in their path. Alabama’s Lee County was especially hard-hit: The Atlantic reported winds of up to 170 miles per hour that leveled a stretch of homes and property more than 20 miles long. Red Cross estimates more than 1,000 homes ...
What You Should Know About Insurance Claims
What’s an insurance claim? “Filing a claim” is the process you go through to get a payout from your insurance company when something bad happens. Claims involve paperwork, photos, damage appraisal, and sometimes (depending on the nature of the claim) legal action. While all that might sound like a bit of a headache, the good ...
No-Fault Car Insurance Explained
What is PIP insurance? A handful of states have “no-fault” auto insurance laws, which means your own insurer must pay for your and your passengers’ injuries after an accident — no matter who caused it. No-fault states require drivers to purchase personal injury protection (PIP) as part of their car insurance policy. The PIP limit ...
Car Insurance Quotes: Everything You Need to Know
The first rule of car insurance is to compare, compare, compare. You’ll see this over and over again; whether it’s a review site like ours or a resource like the Insurance Information Institute, you’ll be advised to get multiple quotes before choosing a provider. The reason? Every insurer weighs your personal details differently, meaning they’ll ...
What is Full Coverage Car Insurance?
When it comes to insuring your car or yourself as a driver, you have many options to choose from. Two of the more popular questions are, “What is full coverage auto insurance?” and, “Should I get full coverage auto insurance?” Full coverage insurance refers to the process of combining several individual types of auto insurance ...
Guide to Homeowners Insurance Coverage
What does homeowners insurance cover? The majority of homeowners purchase what’s known as an “HO-3” policy. The HO-3 is best for its broad protection; instead of covering certain “named perils” like other policy types do, an HO-3 policy protects your home against everything except for a few causes that are specifically excluded. These exclusions generally ...
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