Maggie Overholt - Senior Insurance Editor  at Reviews.com

Maggie leads the insurance team at Reviews.com, where she strives to make complex purchases simpler and more enjoyable. She’s interviewed more than 50 industry experts, combed through endless policy documentation, and written 70-and-counting in-depth articles to help customers find the coverage they need without the usual insurance shopping headache.

The Latest from Maggie

How Credit Score Affects Auto Insurance Rates

How Credit Score Affects Auto Insurance Rates

Aug 23, 2019 | News

You know the drill: Auto insurance rates are higher if you’ve been in an accident, got caught speeding, filed one too many claims, or own an expensive car that would cost a lot to replace. These kinds of things could cost your insurer big bucks down the road, so it makes sense they raise premiums…

How a DUI Affects Your Auto Insurance

How a DUI Affects Your Auto Insurance

Jul 30, 2019 | News

How a DUI Affects Your Car Insurance You already know driving under the influence makes you a danger to yourself and others on the road. It also makes you a much bigger risk to auto insurance companies, which is why they’ll ask drivers with a DUI on record to share the weight of that risk…

How Lemonade Insurance Works

How Lemonade Insurance Works

Jul 26, 2019 | News

When Life Gives You Lemons… Having to pay for homeowners insurance month after month leaves a sour taste in most people’s mouths. Lemonade, an app-based homeowners and renters insurance company, is trying to turn that lemon into something sweet by simplifying the insurance process. Insuring your home or apartment through Lemonade is meant to be…

Michigan has a plan to fix auto insurance. Could other states follow?

Michigan has a plan to fix auto insurance. Could other states follow?

May 28, 2019 | News

Michigan lawmakers passed auto insurance reform legislation recently that state Gov. Gretchen Whitmer has called “truly historic.” When it takes effect in July 2020, the new law is designed to lower car insurance prices by changing both the amount of insurance drivers are required to purchase and the way insurance companies are allowed to set…

Here’s What Makes Nationwide Rideshare Insurance Different

Here’s What Makes Nationwide Rideshare Insurance Different

May 20, 2019 | News

Rideshare insurance is a necessity for Uber and Lyft drivers, but an oddball in the insurance world. It’s very limited coverage that only applies at select times: specifically, when a driver has their rideshare app turned on, but hasn’t yet accepted a ride or picked up a customer. It’s also primarily meant for collision and…

Why All Drivers Need Uninsured/Underinsured Motorist Coverage

Why All Drivers Need Uninsured/Underinsured Motorist Coverage

May 17, 2019 | News

If you sideswipe a parked car, cause a fender bender, or find yourself at-fault in a more serious collision, your insurance company will cover the other person’s injuries and damages. That’s what liability insurance is for. Conversely, if someone else were to hit you, their insurance company would be the one footing the bill. But…

Should You Choose a Digital Insurance Company?

Should You Choose a Digital Insurance Company?

May 15, 2019 | News

Digital insurance companies strive to meet customers where they are by simplifying the insurance process, increasing pricing transparency, and (ideally) lowering premiums along the way. However, an online-only insurance company won’t necessarily be the right choice for everyone. Here, we’ll explore the why and how of digital insurance companies, and help you figure out whether…

Tesla Wants to Insure Its Drivers, and Will Double Down on Tracking Data to Do It

Tesla Wants to Insure Its Drivers, and Will Double Down on Tracking Data to Do It

Apr 29, 2019 | News

Tesla’s worse-than-expected losses per share weren’t the only head-turning news that came out of a Q1 earnings call with Elon Musk last Wednesday. We also learned Musk will be getting his hands on even more of the customer experience by offering in-house car insurance for Tesla customers — supposedly starting sometime next month. “The answer…