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Here's Why Spectrum's New Streaming Service is Worth a Look

In February, Charter announced a $15/month, streaming-only package for Spectrum Internet customers in the live TV streaming market. The service launched as “Spectrum TV Essentials,” but Spectrum now indicates TV Essentials is no longer available for new subscriptions; existing customers may keep it (see Spectrum’s support page). For historical context, Cord Cutters News reported the initial rollout in select markets. It’s ...

Whole Life vs. Term Life Insurance

What’s the Difference Between Term and Whole Life Insurance? Both term and whole life insurance provide a death benefit to your beneficiaries if you die while covered. The core difference is duration and guarantees: term life covers you for a fixed period (commonly 10–30 years, with some carriers now offering up to 35–40 years), while ...

Car Insurance Quotes: Everything You Need to Know

The first rule of car insurance is to compare, compare, compare. You’ll see this over and over again; whether it’s a review site like ours or a resource like the Insurance Information Institute, you’ll be advised to get multiple quotes before choosing a provider. In today’s market, premiums have risen broadly since 2020 as insurers ...

What Happens to Your Debt When You Die?

Chances are high that when you pass away, you’ll leave behind at least some debt. In the U.S., valid debts are generally paid from your estate first; survivors usually aren’t personally liable unless they’re co-borrowers/guarantors, subject to community property rules, or otherwise legally obligated. Federal and state consumer rules also restrict what collectors can say ...

5 Predictions for 5G Home Internet

We’ve been hearing a lot about 5G over the past few months. There have been countless TV commercials, a couple of lawsuits, and several much-publicized rollouts. Even the president has a take (we should be on to 6G by now). What’s changed today is scale: independent and industry reporting shows 5G subscriptions surpassed two billion globally and continue to grow, with ...

Is Hurricane Damage Covered by Flood Insurance?

Since there’s no such thing as an overarching hurricane insurance policy, different parts of a hurricane loss are covered by different products. Wind and wind-driven rain that enter through a wind-damaged opening are typically handled by homeowners insurance (often with special wind/hurricane deductibles), while storm surge and other rising water are excluded and require separate ...

Carbon Monoxide Detector Placement: Where to Put a Carbon Monoxide Detector

Carbon monoxide is a toxic, odorless, colorless gas created by the combustion of carbon-based fuels (gasoline, natural gas, propane, wood, oil). It can originate from furnaces, fireplaces, water heaters, portable generators, attached garages, and even mis-vented appliances like a dryer or chimney. Because CO cannot be seen or smelled, it’s widely called the “silent killer.” ...

Here's What Makes Nationwide Rideshare Insurance Different

Rideshare insurance helps close the gap that exists when your Uber or Lyft app is on but you haven’t accepted a ride (often called Period 1). During this waiting period, Uber and Lyft typically provide only limited third‑party liability (commonly $50,000 per person/$100,000 per accident bodily injury and $25,000 property damage), and they usually do ...

How AI Is Changing Your Home Insurance (Without You Even Knowing It)

Millions of Americans have welcomed artificial intelligence into their homes via virtual assistants, but comfort with AI in sensitive financial decisions is mixed. Recent surveys show more U.S. adults are concerned than excited about AI’s growing role in daily life (Pew Research Center), and the 2024 Edelman Trust Barometer reports an “innovation trust gap,” with ...

How to Prevent Alexa From Tracking You

The U.S. has no solidified regulatory structure in place to ensure users know exactly where their digital information is going, and there is still no comprehensive federal consumer privacy law. Since 2020, most change has come from federal agency actions and a rapidly expanding patchwork of state laws: the FTC modernized the Health Breach Notification Rule to ...

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