Rick Hoel

Contributing Writer​

Rick Hoel is an international business attorney and legal and insurance writer for Reviews.com. Over the last several years, he has covered topics dealing with personal and commercial insurance and technology and the law.

More from Rick Hoel

How to Donate to Charities From Your Home For Free

As we head into fall and cooler weather, and away from summer’s dog days, energy returns, and many of us want to reorganize rooms or simply rid ourselves of years of accumulated clutter. Others may be preparing for a move to a new home, perhaps a new city or state.  In addition to reviewing home ...

50 Shocking Drunk Driving Statistics

With an increasing focus on the problem of drunk driving, alcohol-impaired driving fatalities have been decreasing steadily. However, 28 people are still killed every day in the U.S. due to drinking and driving. We still lose 10,000 of our fellow citizens every year from drunk driving. A drunk driving incident impacts many people in very ...

Pacific Life Insurance Review

Reviews Report Reviews.com scores Pacific Life insurance a 3.6 out of 5, based on customer service, riders, and more. Pacific Life offers five plans starting at less than $30.00 per month for a person under 30. Pacific Life ranks above average in J.D. Power’s customer satisfaction study for life insurance. Pacific Life insurance presents a ...

The Best Car Insurance Companies of July 2021

Reviews Report Reviews.com rates Amica as the best car insurance, earning a 5 out of 5 score. The top car insurance companies offer a wide variety of discounts, strong financial ratings, and customizable coverage options. To find affordable car insurance, look for companies like State Farm, Liberty Mutual, and Geico, as they have a bevy ...

Metromile Auto Insurance Review

Reviews Report Reviews.com scores Metromile a 4 out of 5 based on overall coverage, pricing, and customer satisfaction. Metromile is a mileage-based premium car insurance company. Metromile car insurance is best for low-mileage drivers in densely populated urban areas. Metromile car insurance is among the few carriers that base premiums in part on the number ...

American Home Shield Review

Reviews Report: Reviews.com rates American Home Shield a 3.75 out of 5, based on monthly price, coverage, service fees, and more. AHS has three comprehensive home warranty plans for repair or replacement of appliances and systems. AHS provides broad and flexible options to customize and add special services to its plans. American Home Shield was ...

The Best Home Warranty Companies of 2021

Reviews Report Reviews.com rates Global Home Protection as the best home warranty company, as it earned a 4.75 out of 5. The best home warranty companies have home warranty plans which complement home insurance and cover what those policies don’t. The ten best home warranty companies rank well in customer satisfaction, experience, cost, coverage, and ...

State Farm Auto Insurance Review

Reviews Report Reviews.com scores State Farm car insurance a 5 out of 5, based on discounts, coverage, customer satisfaction, and more. State Farm is consistently rated high by AM Best, J.D. Power, and other third parties. State Farm has a broad range of car insurance add-ons not offered by many others, such as rideshare coverage.  ...

The Best Travel Insurance Companies of 2021

Reviews Report Reviews.com rates IMG as the best travel insurance company, earning a 4.75 out of 5. The best travel insurance companies have broad areas and limits of coverage and excellent service for the insured. Medical coverage and trip cancellation/interruption are must-haves when choosing the best travel insurance company. Travel insurance is an often overlooked ...