Reviews Report
- Progressive is one of the largest car insurance companies in the country, based on market share.
- The Name Your Price tool helps you set your vehicle insurance budget and find coverage within the amount.
- Reviews.com scores Progressive auto insurance with a 4.4 out of 5, based on customer reviews, coverage, and financial strength.
Progressive car insurance is known as one of the most innovative vehicle coverage carriers for discounts. The provider offers customers a number of ways to save on their auto insurance, including the innovative Snapshot program that discounts premiums based on a driver’s habits, accident forgiveness, and a deductible bank that reduces your deductible each year without a claim. Progressive insurance reviews from customers are generally positive, which shows adept customer management. Additionally, drivers can receive an online car insurance quote from Progressive in minutes. We reviewed criteria such as policy options, discounts available, and customer reviews to score Progressive with a 4.4 out of 5.
Progressive Car Insurance Overview
Progressive auto insurance is one of Reviews’ top choices for vehicle coverage, depending on your needs. It makes the list in all regions of J.D. Power’s customer satisfaction study, ranking in the top five in the New England, Southwest, and Texas areas. However, Progressive offers fewer add-ons and coverage options than their competitors. If you aren’t looking for an extensive list of add-ons, Progressive could be a great option for you. The company offers abundant discounts that allow you to save, including the Name Your Price tool, a deductible savings bank, and many more. If you insure a teenage driver, your teen could benefit from one of Progressive’s student discounts.
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Progressive Car Insurance Highlights
Progressive’s Car Insurance Bundling Discounts for Cheaper Insurance
Bundling your vehicle insurance to lower your rate is also known as a multi-line or multi-policy discount. Purchasing a home or renters policy with car insurance may qualify you for a discount on a single policy or all of them. Progressive allows you to earn a discount of up to 5% on your car insurance premiums when you bundle home, renters, motorcycle, or RV insurance with your vehicle policy. All you need to do is buy one type of coverage and then add an additional type of insurance through Progressive to qualify for the bundling discount.
Progressive Car Insurance vs. The Competition
| Provider | Reviews.com Score | AM Best | 2021 J.D. Power Score* |
| Progressive | 4.4 | A+ | 830 |
| Geico | 4.8 | A++ | 833 |
| State Farm | 5 | A++ | 847 |
| Allstate | 4.2 | A+ | 825 |
Information accurate as of June 2021
*J.D. Power’s 2021 Auto Insurance Satisfaction Study average rating across all regions. Based on a 1,000-point scale.
Progressive vs. Geico
Geico and Progressive both have many car insurance discounts to help customers save on coverage. Yet they each have a different approach to selling coverage. Progressive is available directly from the company or through independent agents, while Geico’s insurance is available directly from the website or by phone. In the end, Geico’s customers appear to be slightly more satisfied with the overall service and claims process than Progressive’s. The J.D. Power average score for Geico is 833, compared to Progressive’s 830.
Progressive vs. State Farm
If you’re in search of full coverage car insurance to cover a new or higher-value vehicle for a variety of events, State Farm has more options than Progressive. Through State Farm, you can insure classic or antique vehicles and sports cars, which are typically difficult to cover. However, owners of a standard vehicle may be more inclined to take advantage of Progressive’s Name Your Price tool to find cheap coverage.
Progressive vs. Allstate
Progressive and Allstate are two of the largest insurance providers in the country. Allstate is notable for maintaining a large representation of local offices and agents ready to help you with your insurance needs. If you prefer to work one-on-one with a local agent, Allstate may be a better option. Progressive also offers highly-available customer service, with representatives on call to answer your questions 24/7.
Progressive Car Insurance FAQ
Methodology
We evaluated Progressive auto insurance based on discounts, coverage, online resources, financial strength and customer satisfaction to determine Reviews.com scores and create our best car insurance reviews. To compare car insurance companies with other providers across the board, we calculate each Reviews.com score based on the following:
- Discounts: Auto insurance companies that advertised more discounts received higher scores in our methodology.
- Financial Stability: Reviews.com utilized AM Best ratings to assign a score based on each car insurance company’s financial stability.
- Customer Satisfaction: J.D. Power ranks car insurance companies by customer satisfaction, so we used its 2021 Auto Insurance Satisfaction Study to compare the average rating of insurers across all regions.
- Coverage: Car insurance companies were awarded higher scores for advertised coverages beyond the body liability, property liability, collision and personal injury protection.
- Online Resources: We reviewed the digital resources of each car insurance company and awarded higher scores to insurers with mobile claim estimates, digital insurance cards, and more.
About the Authors
Lizzie Nealon is an insurance writer from Charleston, South Carolina. She holds a Bachelor’s degree in political science with minors in Spanish and English from Clemson University. Her articles on auto, home and life insurance have been featured in Bankrate and Reviews.com. In her freetime, you can find her cheering on the Tigers or partially completing New Yorker crosswords.
