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Global Home Protection offers home warranty plans that can be configured to cover major systems, major appliances, or a combined option. However, the company does not publish a current state availability list, and as of November 2025 it does not appear on several states’ official rosters of authorized home warranty/service contract providers, including California, Washington, Florida, and Texas, indicating it is unlikely to operate in those states.
The company advertises consumer-friendly features such as a transferable policy at resale and the ability to cancel. That said, the terms and conditions specify that cancellations after the initial 30-day period are subject to a $75 administrative fee plus a cancellation fee, so review your contract carefully.
Global Home Protection lists add-on coverages (e.g., items like pool/spa) to tailor protection. Eligibility is time-sensitive: claims must be reported within 24 hours of discovering an issue and coverage generally begins after an initial waiting period (commonly ~30 days), per the company’s terms and conditions.
Global Home Protection Overview
- Plan types: Major System, Major Appliance, Diamond
- Pricing: Quote-based; the company does not publish monthly premiums online—compare total cost (premium + chosen service fee) during quoting (industry guidance emphasizes evaluating both together; see Forbes Home).
- Service fees: A per-claim service call fee applies (selected or assigned during quoting/contract). Competitors such as American Home Shield and Cinch let customers choose among fee tiers that affect monthly price (AHS plans; Cinch plan options).
- Workmanship guarantee: 90 days (parts), 30 days (labor). Note: This is shorter than current market expectations—some competitors offer longer repair guarantees (e.g., Cinch’s 180‑day workmanship guarantee), and many trades benchmark at 12 months for workmanship (see the AIA one‑year correction standard, AIA A201).
- Contract length: 12 months
- BBB rating (Letter): NR (Not Rated) on the current BBB Business Profile.
- Home inspection required? Not specified
- States served: No current published list. As of November 2025, GHP does not appear on multiple state regulators’ rosters of authorized providers (e.g., CA, WA, FL, TX).
- Available appliance and system coverage: Air Conditioning System, Heating System, Electrical System, Plumbing Systems, Septic System, Plumbing Stoppage, Water Heater, Garbage Disposal, Kitchen Refrigerator, Oven/Range/Stove, CookTop, Dishwasher, Built-In Microwave, Clothes Washer, Clothes Dryer, Ceiling Fan, Exhaust Fan, Garage Door Opener, Whirlpool Bathtub, Pool/Spa, Stand Alone Freezer, Well Pump, Water Softener, Refrigerator Ice Maker, Sump Pump, Central Vacuum, and Limited Roof Leak. Availability, dollar caps, and exclusions vary by state; confirm in your contract.
| Plan Type | Major Systems Plan | Major Appliances Plan | Diamond Plan |
| Monthly Premiums | Unlisted | Unlisted | Unlisted |
| Appliances Covered | None |
| |
| Systems Covered |
Who is this best for?
Global Home Protection structures their home warranties so you can focus coverage on appliances, built‑in systems, or both. This split design can be useful if you want to protect only one category; just ensure the plan you select includes the items and dollar caps you need and verify state availability on the company’s site.
Availability is the gating factor: GHP does not publish a state list, and it is not currently shown on several states’ authorized provider rosters (e.g., CA, WA, FL, TX). If it is available in your area, the modular plan setup aligns with wider 2024–2025 industry trends toward modular products and add‑ons, digital service, and tiered service fees (Frontdoor 10‑K).
Pros:
- Three home warranties available. Multiple plan tiers let you focus on systems, appliances, or both; review covered items, caps, and exclusions on the official site before purchase.
- Optional Coverages. Add‑ons (e.g., pool/spa) help customize your plan; availability and limits are contract‑specific (see GHP’s terms and conditions).
- No fee to transfer policy. Policies are advertised as transferable to a buyer at resale without a transfer fee, a helpful perk for sellers (GHP site).
- Multi-property discounts. The company has advertised discounts for covering more than one property; confirm current availability during quoting on the official site.
- 24/7 claims processing. Around‑the‑clock claim intake aligns with the industry’s move toward digital self‑service and faster triage (Frontdoor 10‑K).
Cons:
- Must file a claim within 24 hours. Claims must be reported within 24 hours of discovering the problem to be eligible for coverage (terms and conditions).
- Fee for early cancellation. After 30 days, cancellations incur a $75 administrative fee plus a cancellation fee per the terms and conditions.
- Coverage begins 30 days from enrollment. Expect a waiting period before coverage begins (commonly ~30 days), and note that GHP’s 90‑day parts/30‑day labor workmanship guarantee is shorter than current norms—Cinch offers 180 days, and many trades benchmark at one year on workmanship (see AIA A201).
The Competition
| Global Home Protection | American Home Shield | Cinch | Choice Home Warranty | |
| States served | Check availability — No published state list; not listed on CA, WA, FL, or TX regulator rosters. | 50 | 48 | 48 |
| Reviews rating | BBB: NR (Not Rated) — see current BBB profile | See current BBB profile | See current BBB profile | See current BBB profile |
| Service fee | Service call fee applies (amount per contract) | Service call fee options; monthly premium adjusts | Multiple service fee options; monthly premium adjusts | Service call fee applies |
| Workmanship guarantee | 90 days for parts, 30 days for labor | Per contract | 180 days | Per contract |
| Customizable? | Yes | Yes | Yes | Yes |
| Other | ||||
*Information verified as of November 2025.
Global Home Protection compared to Cinch
Both providers market plans that let you protect appliances, systems, or both. Cinch publishes clear three‑tier menus and lets you pick a service call fee, which changes the monthly premium (see plans). By contrast, GHP uses quote‑based pricing and does not publish a current state availability list; it also does not appear on several states’ authorized provider rosters (e.g., CA, WA, FL, TX), so verify availability before comparing.
Cinch’s workmanship guarantee stands out at 180 days, which exceeds GHP’s 90‑day parts/30‑day labor guarantee. Across the industry, tiered service fees have become the norm and influence your overall cost of ownership; evaluate premiums alongside the per‑claim fee you select and review state contracts for caps, add‑ons, and exclusions (Frontdoor 10‑K).
Global Home Protection compared to American Home Shield
American Home Shield offers three primary tiers—ShieldSilver (systems), ShieldGold (systems + appliances), and ShieldPlatinum (adds features such as roof‑leak repair and higher limits in many states). See the current lineup at AHS Plans and review the Better Business Bureau profile for live rating details.
AHS lets you choose a service call fee during quoting, which changes the monthly price. GHP is also quote‑based but does not publish state availability and shows a shorter workmanship guarantee than many peers. Waiting periods (often ~30 days) and claim deadlines are defined in each provider’s state contract—verify the specifics before you buy (Forbes Home).
Neither provider typically requires a home inspection for standard enrollment, but review the sample contract for your state to confirm coverage caps, exclusions, and add‑on terms. For both, compare total expected cost over a year: monthly premium x 12 plus expected claims x chosen service fee (Forbes Home).
The Bottom Line
Customization and add‑ons are Global Home Protection’s key draws, and free policy transfer can help when selling. But prospective buyers should weigh availability (no published state list and not shown on multiple regulators’ rosters), strict claim timing (24‑hour reporting), a typical waiting period before coverage, and a workmanship guarantee (90‑day parts/30‑day labor) that is shorter than today’s market norms and leading competitors (e.g., Cinch’s 180‑day guarantee; general workmanship benchmarks often run ~12 months per AIA A201).
Industrywide in 2024–2025, providers emphasize transparent, all‑in pricing and simpler cancellations (aided by laws like California’s SB 478), tiered service fees, and digital/remote diagnostics to speed resolutions (Frontdoor 10‑K). Weather‑driven HVAC demand spikes have also elevated the value of strong contractor networks and remote triage (NOAA). Compare quotes the same day, review state contracts, and evaluate total cost (premium + likely claims x service fee) to decide whether GHP or a competitor like AHS or Cinch fits your needs.
When searching for a new home warranty, don’t forget to check out all the different companies available in the area to find the one that will provide the best service at the lowest rate.
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