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Last updated on Sep 17, 2020

Home Warranty of America Review

Home Warranty of America is an established home warranty company with a good reputation and comprehensive coverage. ​

Home Warranty of America

  • Best for comprehensive coverage
  • Reviews Rating: 2.9/5
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Home Warranty of America offers home warranty coverage plans that cover the cost of replacements and repairs for household appliances and home systems. You may need a home warranty if you’re buying, selling, or own a house. Since many appliances and systems wear down and break over time, a home warranty can help protect your investment in your property and bring you peace of mind in the case of unexpected replacements and repairs.

In this Home Warranty of America review we will go over pricing and the systems and appliances covered by the provider such as heating systems, washers and dryers, refrigerators, air conditioners, plumbing, garage door systems, and more. For other systems, such as pools, spas, and septic systems, it offers coverage for an additional fee. The company has two tiers of coverage for homeowners and three tiers of coverage for realtors. Home warranty plans are reasonably priced and cover 23 different systems and appliances no matter what tier of coverage you decide to purchase. 

Home Warranty of America Overview

  • Plan types: Premier and Premier Plus
  • Pricing: Prices vary depending on your location and the size and type of your home
  • Service fees: $60 to $100 depending on your plan
  • Workmanship guarantee: 90 days
  • Contract length: 12 months
  • Home inspection required: No
  • States served: 50
  • Available appliance and system coverage
    • Heating systems
    • Washers and dryers
    • Refrigerators
    • Air conditioners
    • Plumbing systems
    • Garage door systems
    • Ductwork
    • Dishwashers

Home Warranty of America Plans

Premier

Price: Prices vary depending on your location and the size and type of your home.

Coverage: The Premium plan is a basic plan that covers most common home appliances.

Premier Plus

Price: Prices vary depending on your location and the size and type of your home.

Coverage: Premier Plus is a more comprehensive plan that covers common appliances and systems as well as additional items like air conditioners, plumbing fixtures, and more.

Who is Home Warranty of America best for?

Home Warranty of America is a good choice for homeowners who are looking for a reasonably priced home warranty to protect their homes. The company is fairly priced — for example, a single-family home of under 2,500 square feet in New Mexico has a cost of $41.15/month for the Premier plan and $50.38/month for the Premier Plus plan. While costs vary depending on where you live, the type of home you own, and the size of your property, a home warranty from Home Warranty of America enables you to pay a small monthly fee in order to cover a wide variety of home repairs and replacements.

Pros

  • Comprehensive coverage for most household systems and appliances.
  • Reasonably priced
  • No home inspection required

Cons

  • Lack of transparency on costs
  • Customer is required to apply to receive a detailed quote

HWA vs. The Competition

 Home Warranty of AmericaFirst American Home WarrantyChoice Home WarrantyComplete Protection
States served50384747
Reviews rating 2.93.18 3 3.8
Service fee$60-$100$75$85$0
Workmanship guarantee90 days30 days90 daysLifetime of contract
CustomizableYesYesYesYes
OtherCompetitive prices, comprehensive coverageAffordable rates, more limited state coverageCan add ala carte coverageNo service fee

Data as of 05/27/2020

Home Warranty of America compared to First American Home Warranty

Compared to First American Home Warranty, Home Warranty of America tends to have slightly higher prices. However, its service fees start at a somewhat lower price, with a $60 starting service fee for Home Warranty of America compared to a $75 starting service fee for First American. Both options offer two basic tiers for prospective customers. Home Warranty of America is also more widely available, offering nationwide coverage, while First American is only available in 38 states.

Home Warranty of America Compared to Choice Home Warranty

Home Warranty of America offers more comprehensive coverage than Choice Home Warranty, covering 23 appliances, while Choice Home Warranty only covers 13. Choice Home Warranty currently offers one month of free coverage for new customers, which may be a nice perk for cost-conscious homeowners looking to save money wherever they can. Both companies offer 24/7 customer service and have established reputations with hundreds of customers across the country.

The Bottom Line

Home Warranty of America is a good choice for homeowners who want comprehensive coverage at a reasonable price. Our Home Warranty of America review shows that the provider offers coverage for the most common household appliances, and customers can upgrade to the Premium Plus plan for additional coverage. Customers are also welcome to add on additional coverage for specific items, like swimming pools and septic tanks, at an additional cost. Home Warranty of America doesn’t have any age restrictions on the products it covers, and there are no home inspections required before purchasing a policy. Before deciding on a home warranty provider, you should make sure to shop around in order to find the best home warranty company for your situation.

About the Authors

Margaret Wack is a writer for Reviews.com. She's covered topics including personal finance, student loans, insurance, and more for publications including The Simple Dollar, PersonalLoans.org, and Interest.com.