Lauren Ward

Contributing Writer​

Lauren Ward is a personal finance writer who regularly covers consumer insurance products. Her work has appeared in a variety of online publications, including Bankrate and The Simple Dollar. She graduated from Georgetown University with a BA in Japanese.

More from Lauren Ward

How to Get Cheap Car Insurance for Students

Car insurance for students is the most expensive when you look at averages across age ranges. Simply put, college students often pay thousands of dollars more than anyone else. Therefore, finding cheap car insurance for students can be difficult, but it’s not impossible.  There are some companies that offer affordable student car insurance that is ...

Erie Auto Insurance Review

Reviews Report Reviews.com scored Erie a 4.4 out of 5, based on average cost of a premium, A.M. rating, and J.D. Power score.  Erie car insurance offers plenty of discounts and programs like Rate Lock to help drivers save on premiums. Customers can save up to 25% on premiums when bundling home and auto with ...

Do I Need Rental Car Insurance?

Not owning a car typically negates the need for auto insurance. However, being covered by an insurance policy is a good idea if you frequently rent vehicles for travel. An uninsured driver faces financial risks if the rental vehicle is damaged in their care, and the best way to prevent such situations is with a ...

What to Do After a Car Accident

Reviews Report In 2018, 28.1% of car crashes resulted in injury. 6.13 auto collision claims per 100 car years were filed in 2019 and 2018, a slight decrease from 2017. It’s crucial to collect accurate contact and insurance information from the other driver to file a claim with an insurance company. Car accidents can happen ...

21st Century Auto Insurance Review

21st Century is available exclusively to drivers in California and Hawaii. You’ll find standard policies available, alongside a few optional add-ons. The company offers 24/7 claims service so you can file a claim anytime you need. There’s also a mobile app for drivers who want to pay their bill and file claims without logging onto ...

The Best Car Insurance Companies in Florida

Reviews Report State Farm is Reviews.com’s top-rated car insurance company in Florida, earning a 4.8 out of 5 Reviews.com Score. Allstate has the lowest average premium for state minimum coverage at $1,360.78.  State Farm and Allstate had the highest J.D. Power scores in 2021 for customer satisfaction. When choosing a Florida auto insurance company, it ...

The Best Car Insurance Companies in New Hampshire

Reviews Report The best car insurance company in New Hampshire is Amica, earning a 5 out of 5 based on customer satisfaction, discounts, coverage, and more. The cheapest providers in New Hampshire are USAA and Amica, both with average annual premiums under $350. Drivers are not legally required to carry insurance in New Hampshire, but ...

The Best North Dakota Auto Insurance Companies of 2021

Reviews Report USAA is the best car insurance company in North Dakota, earning a 4.8 out of 5 North Dakota is the cheapest state for car insurance in the country. State law requires drivers to have PIP and uninsured/underinsured motorist coverage Finding the best North Dakota car insurance requires a bit of groundwork, but we’ve ...

The Best Car Insurance in California of 2021

State Farm and Geico are the best car insurance companies in California, both earning a 4.4 out of 5 Reviews.com score. The cheapest minimum coverage comes from CSAA Insurance Group with $523 average premiums. The best car insurance companies in California offer plenty of discounts, have high customer satisfaction ratings, and are financially strong. Looking ...

The Best Wedding Insurance Companies of 2021

Wedding insurance covers you financially in a wide range of circumstances that can happen leading up to the event and even on the big day itself.  We evaluated insurers based on the amount of liability coverage available, flexibility surrounding cancellations, and helpful features designed to benefit couples getting married. What Is Wedding Insurance? Wedding insurance ...

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