Select Home Warranty offers home warranty plans in 45 states and does not sell new plans in California, Nevada, New York, Washington, or Wisconsin. This availability is consistently reported by the company and multiple independent sources; verify by ZIP on SHW’s site before buying (Select Home Warranty; Forbes Home; U.S. News; MarketWatch Guides; This Old House). SHW services repairs through a contractor network, and it frequently advertises new-customer promotions such as “two months free” on annual plans and complimentary limited roof‑leak coverage—offers change over time and should be confirmed during checkout (SHW; Forbes Home; MarketWatch Guides; This Old House).
SHW’s three plan tiers (Bronze appliances, Gold systems, and Platinum combo) typically include limited roof‑leak coverage across plans, and the company advertises a 90‑day workmanship guarantee; exact recall windows, dollar caps, and exclusions are governed by state-specific contracts, so review the terms closely before purchase (SHW plans; SHW terms). Pricing and service fees are dynamic by ZIP code, home profile, and plan tier—get a written quote for your address (SHW).
In our Select Home Warranty review, we analyze plan structure, caps, and promotions, explain compliance updates (like the FTC’s 2024 negative‑option rule requiring clear auto‑renewal disclosures and simple cancellation), and compare SHW with regional brands under Frontdoor (OneGuard, Landmark) and national rival American Residential Warranty (FTC Negative Option Rule; Frontdoor, Inc. brands).
Select Home Warranty Overview
You’ll need a personalized quote to see plan pricing and any live promotion. Availability remains 45 states (excluding CA, NV, NY, WA, WI); verify eligibility by entering your ZIP on SHW’s site. Warranties are governed by state contracts that list coverage caps, exclusions, and claim procedures—always review your state’s terms before enrolling (SHW; SHW terms).
SHW markets a 90‑day workmanship recall and typically no pre‑purchase inspection, but like most service contracts, coverage excludes many pre‑existing conditions and has per‑item caps. Optional add‑ons available directly from SHW commonly include pool/spa, lawn sprinklers, septic, well pump, and stand‑alone freezer; SHW does not currently advertise add‑ons for EV home chargers or solar panels—those are offered by some competitors as optional riders (verify limits and exclusions) (SHW plans; SHW terms; Liberty Home Guard add‑ons; NAIC on service contracts).
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Select Home Warranty Highlights
Select Home Warranty Plans
Select Home Warranty vs. The Competition
| Provider | Reviews.com Score | Price | Service Fee | States Served |
| Select Home Warranty | 2 | Quote required; varies by ZIP | Varies by state/plan | 45 (excludes California, Nevada, New York, Washington and Wisconsin) |
| OneGuard Home Warranty | 3.8 | Quote required; varies by market | Varies by plan/market | Arizona, Nevada and Texas |
| Landmark Home Warranty | 3.5 | Quote required; varies by market | Varies by plan/market | Arizona, Idaho, Nevada, Oregon, Texas, Utah |
| American Residential Warranty | 3.2 | Quote required; varies by plan | Varies by plan | 50 |
Information current as of 2025. Pricing, fees, caps, and availability are dynamic—always confirm written quotes and state contracts with each provider (SHW; OneGuard; Landmark; ARW).
Select Home Warranty vs. OneGuard Home Warranty
Both Select Home Warranty and OneGuard Home Warranty sell multi‑tier plans and charge a per‑visit service fee, but they serve different geographies and emphasize different value props. SHW competes nationally (minus five excluded states) with promotion‑forward pricing and limited roof‑leak coverage typically included across plans (SHW; SHW plans). OneGuard operates regionally (AZ, NV, TX) under the Frontdoor umbrella and is known for a curated contractor network and homeowner conveniences (e.g., rekey services) in eligible plans (OneGuard; Frontdoor).
For pricing, both use dynamic quotes by ZIP, plan, and home characteristics; exact service fees and caps are set in state contracts. Compare written quotes side‑by‑side and review per‑item limits on HVAC, plumbing, and appliances before buying (SHW terms; OneGuard).
Both brands primarily dispatch in‑network technicians; using an outside contractor usually requires prior authorization. Confirm recall windows and whether repeat service fees apply to the same issue in your contract (SHW terms).
Select Home Warranty vs. Landmark Home Warranty
Landmark Home Warranty serves six Western states with systems/appliance plans and a range of add‑ons, as part of Frontdoor’s portfolio alongside American Home Shield and OneGuard (Landmark; Frontdoor). SHW provides broader geographic coverage (45 states) and often markets nationwide promotions (SHW).
Workmanship guarantees vary by brand and state; Landmark commonly lists at least a 30‑day recall window, while SHW advertises 90 days. Always verify the specific duration and any fees for repeat visits in your agreement (Landmark; SHW terms).
As with OneGuard, Landmark emphasizes a contractor‑network service model and real‑estate channel relationships. All providers use state contracts that spell out item limits and exclusions—review HVAC and water‑heater caps closely before enrolling (Landmark; SHW terms).
Select Home Warranty vs. American Residential Warranty
American Residential Warranty markets plans nationally (verify by ZIP) and is known for modular bundles and broad add‑on options—such as electronics protection—positioned between budget and premium tiers (ARW). SHW excludes five states but includes limited roof‑leak coverage in its core lineup and frequently runs dollar‑off and free‑months promotions (SHW).
Both companies offer multiple tiers plus add‑ons, but catalogs and caps differ. Obtain written quotes and compare state contracts for service‑fee amounts, per‑item limits (e.g., HVAC compressors, heat exchangers), and recall windows (ARW; SHW terms).
Select Home Warranty FAQ
Methodology
We evaluated Select Home Warranty based on customer experience, customer satisfaction, monthly cost, trade service fees and coverage to determine Reviews.com scores and create our best home warranty reviews. We also incorporate current regulatory context (e.g., the FTC’s 2024 Negative Option Rule for subscriptions) and state‑specific contract practices for service contracts, which are distinct from homeowners insurance (FTC; NAIC).
- Starting Monthly Price: We score lower starting prices higher, recognizing that all providers use dynamic pricing by state, plan tier, and home details; we verify through written quotes where available.
- Trade Service Fee: We award higher scores to providers with lower per‑visit service fees and transparent fee rules in state contracts.
- Customer Satisfaction: We reference current industry satisfaction research (e.g., American Customer Satisfaction Index and J.D. Power studies where applicable) to gauge experience quality at the sector level (ACSI; J.D. Power).
- Customer Experience: We review Better Business Bureau information for complaint patterns, resolution practices, and rating context; BBB letter grades reflect complaint‑handling and marketplace behavior rather than customer star reviews (BBB ratings explained).
- Coverage: We compare base inclusions, add‑on catalogs (including newer electrification options where available), and state‑specific caps/exclusions published in sample contracts.