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Select Home Warranty Review

Home warranty plans that include free roof leak coverage and two free months of protection if you pay annually ​
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BBB Rating: B
Customizable optional coverage
Sign-up bonuses

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Select Home Warranty offers home warranty plans in 45 states and does not sell new plans in California, Nevada, New York, Washington, or Wisconsin. This availability is consistently reported by the company and multiple independent sources; verify by ZIP on SHW’s site before buying (Select Home Warranty; Forbes Home; U.S. News; MarketWatch Guides; This Old House). SHW services repairs through a contractor network, and it frequently advertises new-customer promotions such as “two months free” on annual plans and complimentary limited roof‑leak coverage—offers change over time and should be confirmed during checkout (SHW; Forbes Home; MarketWatch Guides; This Old House).

SHW’s three plan tiers (Bronze appliances, Gold systems, and Platinum combo) typically include limited roof‑leak coverage across plans, and the company advertises a 90‑day workmanship guarantee; exact recall windows, dollar caps, and exclusions are governed by state-specific contracts, so review the terms closely before purchase (SHW plans; SHW terms). Pricing and service fees are dynamic by ZIP code, home profile, and plan tier—get a written quote for your address (SHW).

In our Select Home Warranty review, we analyze plan structure, caps, and promotions, explain compliance updates (like the FTC’s 2024 negative‑option rule requiring clear auto‑renewal disclosures and simple cancellation), and compare SHW with regional brands under Frontdoor (OneGuard, Landmark) and national rival American Residential Warranty (FTC Negative Option Rule; Frontdoor, Inc. brands).

Select Home Warranty Overview

Reviews.com Score
2
Price:
Quote required; varies by ZIP
Service fee:
Varies by state/plan
States served:
45
BBB Rating:
B

You’ll need a personalized quote to see plan pricing and any live promotion. Availability remains 45 states (excluding CA, NV, NY, WA, WI); verify eligibility by entering your ZIP on SHW’s site. Warranties are governed by state contracts that list coverage caps, exclusions, and claim procedures—always review your state’s terms before enrolling (SHW; SHW terms).

SHW markets a 90‑day workmanship recall and typically no pre‑purchase inspection, but like most service contracts, coverage excludes many pre‑existing conditions and has per‑item caps. Optional add‑ons available directly from SHW commonly include pool/spa, lawn sprinklers, septic, well pump, and stand‑alone freezer; SHW does not currently advertise add‑ons for EV home chargers or solar panels—those are offered by some competitors as optional riders (verify limits and exclusions) (SHW plans; SHW terms; Liberty Home Guard add‑ons; NAIC on service contracts).

PROS

  • Sign-up bonuses Select Home Warranty frequently advertises new‑customer incentives such as “two months free” on annual terms and complimentary limited roof‑leak coverage; dollar‑off promos also appear seasonally. Offers vary and may be time‑limited—confirm details during the quote/checkout flow (SHW; Forbes Home; MarketWatch Guides; This Old House).
  • Multiple plan choices Three tiers: Bronze (appliances), Gold (systems), and Platinum (combo). Limited roof‑leak coverage is commonly included across plans; review state contracts for dollar caps and specific inclusions/exclusions (SHW plans; SHW terms).
  • Customizable optional coverage Common SHW add‑ons include pool/spa, lawn sprinklers, well/septic, sump pump, stand‑alone freezer, and central vacuum. SHW does not currently list EV charger or solar panel add‑ons; some competitors do—compare riders and caps if you need electrification coverage (SHW plans; example competitor add‑ons).
  • Substantial workmanship guarantee SHW advertises a 90‑day workmanship recall on completed repairs; confirm the recall window and any repeat‑fee rules in your state contract (SHW terms).

CONS

  • Prices are variable Pricing and promotions vary by state, home profile, and plan tier; SHW often markets low entry rates, but actual costs and caps are set in your written quote and contract—get and compare quotes from multiple providers (SHW; MarketWatch Guides; U.S. News).
  • Service callouts may incur multiple charges Per‑visit service fees apply and may vary by state/plan; complex jobs involving multiple trades or categories can trigger additional fees—verify fee rules in your state contract before filing a claim (SHW terms).
  • Some gaps in coverage Bronze (appliances) and Gold (systems) leave gaps unless you choose the combo plan, and all tiers carry per‑item limits and exclusions (e.g., pre‑existing conditions). Read your state contract for caps on HVAC, water heaters, plumbing, and appliances (SHW terms; NAIC guidance).
  • Short claim reporting period Claim timelines, documentation, and approval rules are contract‑specific and can be strict; file promptly and follow procedures outlined in your state terms. Also note subscription/renewal disclosures and cancellation rights are subject to federal and state rules (SHW terms; NAIC; FTC Negative Option Rule).

Select Home Warranty Highlights

Coverage & Plans
Guarantees
Before You Buy

Select Home Warranty’s Bronze Plan covers key appliances (e.g., refrigerator, dishwasher, washer/dryer), while the Gold Plan covers major systems (e.g., HVAC, plumbing, electrical, water heater). The Platinum Plan combines both categories. Limited roof‑leak repair is commonly included across plans, but coverage caps and exclusions vary by state—consult your state contract for specific limits and parts/components covered.

Optional add‑ons offered directly by SHW typically include pool/spa, sprinkler systems, well/septic, sump pump, stand‑alone freezer, and central vacuum. SHW does not currently list EV home charging stations or solar panel coverage as add‑ons, whereas some competitors now offer these as optional riders—compare add‑on catalogs and dollar caps if you need electrification coverage (SHW plans; competitor example).

SHW advertises a 90‑day workmanship guarantee on completed repairs. Always confirm the recall window (labor/parts), whether repeat service fees apply for the same issue, and any state‑specific differences in your contract (SHW terms).

Pricing and service fees vary by ZIP code and plan tier. Verify availability (SHW markets plans in 45 states and does not sell new plans in CA, NV, NY, WA, WI), confirm per‑item dollar caps, and read state terms for exclusions and claim procedures. Subscription auto‑renewals and cancellations must follow current rules—see the FTC’s 2024 Negative Option Rule for disclosure and “click‑to‑cancel” expectations—and note that home warranties are service contracts regulated at the state level, distinct from homeowners insurance (SHW; SHW terms; FTC Negative Option Rule; NAIC guidance).

Select Home Warranty Plans

Select Home Warranty  vs. The Competition 

ProviderReviews.com ScorePriceService FeeStates Served
Select Home Warranty2Quote required; varies by ZIPVaries by state/plan45 (excludes California, Nevada, New York, Washington and Wisconsin)
OneGuard Home Warranty 3.8Quote required; varies by marketVaries by plan/marketArizona, Nevada and Texas
Landmark Home Warranty3.5Quote required; varies by marketVaries by plan/marketArizona, Idaho, Nevada, Oregon, Texas, Utah
American Residential Warranty3.2Quote required; varies by planVaries by plan50

Information current as of 2025. Pricing, fees, caps, and availability are dynamic—always confirm written quotes and state contracts with each provider (SHW; OneGuard; Landmark; ARW).

Select Home Warranty vs. OneGuard Home Warranty

Both Select Home Warranty and OneGuard Home Warranty sell multi‑tier plans and charge a per‑visit service fee, but they serve different geographies and emphasize different value props. SHW competes nationally (minus five excluded states) with promotion‑forward pricing and limited roof‑leak coverage typically included across plans (SHW; SHW plans). OneGuard operates regionally (AZ, NV, TX) under the Frontdoor umbrella and is known for a curated contractor network and homeowner conveniences (e.g., rekey services) in eligible plans (OneGuard; Frontdoor).

For pricing, both use dynamic quotes by ZIP, plan, and home characteristics; exact service fees and caps are set in state contracts. Compare written quotes side‑by‑side and review per‑item limits on HVAC, plumbing, and appliances before buying (SHW terms; OneGuard).

Both brands primarily dispatch in‑network technicians; using an outside contractor usually requires prior authorization. Confirm recall windows and whether repeat service fees apply to the same issue in your contract (SHW terms).

Select Home Warranty vs. Landmark Home Warranty

Landmark Home Warranty serves six Western states with systems/appliance plans and a range of add‑ons, as part of Frontdoor’s portfolio alongside American Home Shield and OneGuard (Landmark; Frontdoor). SHW provides broader geographic coverage (45 states) and often markets nationwide promotions (SHW).

Workmanship guarantees vary by brand and state; Landmark commonly lists at least a 30‑day recall window, while SHW advertises 90 days. Always verify the specific duration and any fees for repeat visits in your agreement (Landmark; SHW terms).

As with OneGuard, Landmark emphasizes a contractor‑network service model and real‑estate channel relationships. All providers use state contracts that spell out item limits and exclusions—review HVAC and water‑heater caps closely before enrolling (Landmark; SHW terms).

Select Home Warranty vs. American Residential Warranty

American Residential Warranty markets plans nationally (verify by ZIP) and is known for modular bundles and broad add‑on options—such as electronics protection—positioned between budget and premium tiers (ARW). SHW excludes five states but includes limited roof‑leak coverage in its core lineup and frequently runs dollar‑off and free‑months promotions (SHW).

Both companies offer multiple tiers plus add‑ons, but catalogs and caps differ. Obtain written quotes and compare state contracts for service‑fee amounts, per‑item limits (e.g., HVAC compressors, heat exchangers), and recall windows (ARW; SHW terms).

Select Home Warranty FAQ 

Methodology

We evaluated Select Home Warranty based on customer experience, customer satisfaction, monthly cost, trade service fees and coverage to determine Reviews.com scores and create our best home warranty reviews. We also incorporate current regulatory context (e.g., the FTC’s 2024 Negative Option Rule for subscriptions) and state‑specific contract practices for service contracts, which are distinct from homeowners insurance (FTC; NAIC).

  • Starting Monthly Price: We score lower starting prices higher, recognizing that all providers use dynamic pricing by state, plan tier, and home details; we verify through written quotes where available.
  • Trade Service Fee: We award higher scores to providers with lower per‑visit service fees and transparent fee rules in state contracts.
  • Customer Satisfaction: We reference current industry satisfaction research (e.g., American Customer Satisfaction Index and J.D. Power studies where applicable) to gauge experience quality at the sector level (ACSI; J.D. Power).
  • Customer Experience: We review Better Business Bureau information for complaint patterns, resolution practices, and rating context; BBB letter grades reflect complaint‑handling and marketplace behavior rather than customer star reviews (BBB ratings explained).
  • Coverage: We compare base inclusions, add‑on catalogs (including newer electrification options where available), and state‑specific caps/exclusions published in sample contracts.